| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CSA GENERAL INSURANCE AGENCY3 Filed as: CSA GENERAL INSURANCE AGENCY INC | 2480 W LAS PALMARITAS DR PHOENIX, AZ 85021 | SYMETRA LIFE INSURANCE CO(AMERIBEN) | $0 | $10K | $10K | 1.87% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 1050 W WASHINGTON ST #233 TEMPE, AZ 85281 | AMERITAS LIFE INSURANCE CORP | $0 | $7K | $7K | 1.71% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | P O BOX 32702 TUCSON, AZ 85751 | UNITED OF OMAHA LIFE INSURANCE CO | $0 | $9K | $9K | 2.71% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | P O BOX 32702 TUCSON, AZ 85751 | UNITED OF OMAHA LIFE INS CO | $0 | $3K | $3K | 3.35% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | P O BOX 32702 TUCSON, AZ 85751 | UNITED OF OMAHA LIFE INSURANCE CO | $0 | $2K | $2K | 3.62% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 7207 E ROSEWOOD ST #200 TUCSON, AZ 85710 | VISION SERVICE PLAN | $6K | $0 | $6K | 10.00% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | P O BOX 32702 TUCSON, AZ 85751 | UNUM LIFE INSURANCE CO OF AMERICA | $6K | $0 | $6K | 19.92% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | P O BOX 32702 TUCSON, AZ 85751 | UNITED OF OMAHA LIFE INSURANCE CO | $0 | $590 | $590 | 3.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,569 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNIFIED LIFE INSURANCE CO (BENICOMP) | 33 | $241K |
| Dental | AMERITAS LIFE INSURANCE CORP | 985 | $437K |
| Vision(2 contracts, 2 carriers) | AMERITAS LIFE INSURANCE CORP | 985 | $492K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INS CO | 1,764 | $168K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 1,761 | $323K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO | 35 | $19K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE CO(AMERIBEN) | 623 | $534K |
| Other(4 contracts, 3 carriers) | AMERITAS LIFE INSURANCE CORP | 1,764 | $637K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,764 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.