| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LP INSURANCE USER3 | 300 EAST 2ND STREET STE 1300 RENO, NC 89501 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $135K | — | $135K | 1.06% |
| BUILDERS ASSOC. OF NORTHERN NEVADA5 | 5484 RENO CORPORATE DR RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | — | $109K | $109K | 0.86% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA GROUP | 5985 HOME GARDENS DR STE A RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $108K | — | $108K | 0.85% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DR #100 RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $105K | — | $105K | 0.83% |
| COLBY BALLINGHAM3 | 6160 PLUMAS STE 100 RENO, NV 89519 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $59K | — | $59K | 0.47% |
| STEVE DALINIS3 | 1325 AIRMOTIVE WAY #390 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $52K | — | $52K | 0.41% |
| ANDREW PERWEIN3 | 4868 SPARKS BLVD STE 100 SPARKS, NC 89436 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $27K | — | $27K | 0.22% |
| JOHN LATOURETTE - MANAGING AGENCY3 | PO BOX 40308 RENO, NV 89504 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $21K | — | $21K | 0.16% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC-MA | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $19K | — | $19K | 0.15% |
| JOY GARDNER3 | 9424 DOUBLE R BLVD RENO, NV 89521 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $17K | — | $17K | 0.14% |
| A AND H INSURANCE INC.3 Filed as: A & H INSURANCE | 3301 SOUTH VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $13K | — | $13K | 0.10% |
| ONETTA FANLO3 | 36301 SOUTH VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $12K | — | $12K | 0.09% |
| TERRANCE SHEPRO-MA3 | 4600 KIETZKE LANE STE A RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $12K | — | $12K | 0.09% |
| LAURIE MCLELLAND3 Filed as: LAURIE MCLELLAND-MA | PO BOX 34570 RENO, NV 89533 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $12K | — | $12K | 0.09% |
| GEORGE RUIZ3 | N DIVISION ST CARSON, NV 89703 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $11K | — | $11K | 0.09% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $10K | — | $10K | 0.08% |
| GRACE DAIDONE3 | 3301 SOUTH VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $9K | — | $9K | 0.07% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 5355 KIETZKE LN STE 101 RENO, NV 89511 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $9K | — | $9K | 0.07% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD #800 CONCORD, CA 94520 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.06% |
| STRAIGHT ARROW INSURANCE SERVICES3 | PO BOX 767 SPARKS, NV 89436 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.06% |
| PETER BREEN3 | 1575 DELUCCHI LANE #115 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.05% |
| SHANNON AUBLE3 | 1990 CALIFORNIA AVE RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.05% |
| BLAYNE GALE3 | 50 W LIBERTY #500 RENO, NV 89501 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.05% |
| MARGARAT LOYAN - MANAGING AGENCY3 | 1272 CAME ROAD OJAI, CA 93023 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $7K | — | $7K | 0.05% |
| JOHN EMERICK3 | 1590 COMBINATION RD RENO, NV 89521 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $6K | — | $6K | 0.05% |
| GREGORY JACOBS3 | PO BOX 3077 RENO, NV 89505 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $5K | — | $5K | 0.04% |
| ROMEO LAZZARONE3 | 3716 LAKESIDE DR STE 200 RENO, NC 89509 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $4K | — | $4K | 0.03% |
| ROWLAND INSURANCE3 Filed as: ROWLAND AGENCY | 3017 DOUGLAS BLVD #300 ROSEVILLE, CA 95661 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $4K | — | $4K | 0.03% |
| JONATHAN HIATT3 | PO BOX 34625 RENO, NV 89533 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $3K | — | $3K | 0.02% |
| RICHIED AND ASSOCIATES, INC.3 Filed as: RICHIED & ASSOCIATES | 10425 DOUBLE R BLVD RENO, NV 89521 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $3K | — | $3K | 0.02% |
| BARBARA HARTMANN3 | PO BOX 767 SPARKS, NV 89432 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $2K | — | $2K | 0.02% |
| MARK LEHMANN3 | 1695 MEADOW WOOD LN #200 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $2K | — | $2K | 0.01% |
| ASSET SOLUTIONS GROUP INC.3 Filed as: ASSET SOLUTIONS GROUP, INC. | 1695 MEADOW WOOD LN #200 RENO, NV 89502 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $1K | — | $1K | 0.01% |
| LARRY HUGHES-MA3 | 994 FOREST ST RENO, NV 89509 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $1K | — | $1K | 0.01% |
| CHARLES ALLEN KNIGHT3 Filed as: CHARLES KNIGHT | 4795 CAUGHLIN PKWY #200 RENO, NV 89519 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $1K | — | $1K | 0.01% |
| JULIE ANN EVANS3 | PO BOX 21934 CARSON CITY, NV 89721 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $936 | — | $936 | 0.01% |
| PETER GILBERT3 | 31 KEYSTONE AVE RENO, NV 89503 | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | $600 | — | $600 | 0.00% |
| BUILDERS ASSOC. OF NORTHERN NEVADA5 Filed as: BUILDERS ASSOC. OF NORTHER NEVADA | 5484 RENO CORPORATE DR RENO, NV 89511 | HOMETOWN HEALTH PLAN, INC. | — | $41K | $41K | 1.11% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DR #100 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC. | $37K | — | $37K | 1.00% |
| LP INSURANCE SERVICES, INC.3 Filed as: LP INSURANCE SERVICES, LLC | 300 EAST 2ND STREET STE 1300 RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC. | $29K | — | $29K | 0.77% |
| ONETTA FANLO3 | 3301 SOUTH VIRGINIA ST RENO, NC 89502 | HOMETOWN HEALTH PLAN, INC. | $25K | — | $25K | 0.69% |
| JOY GARDNER3 | 9424 DOUBLE R BLVD RENO, NV 89521 | HOMETOWN HEALTH PLAN, INC. | $24K | — | $24K | 0.66% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC-MA | 329 FLINT ST RENO, NV 89501 | HOMETOWN HEALTH PLAN, INC. | $24K | — | $24K | 0.65% |
| STEVE DALINIS3 | 1325 AIRMOTIVE WAY #390 RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC. | $21K | — | $21K | 0.56% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA GROUP | 5985 HOME GARDENS DR STE A RENO, NC 89502 | HOMETOWN HEALTH PLAN, INC. | $16K | — | $16K | 0.42% |
| ANDREW PERWEIN3 | 4868 SPARKS BLVD STE 100 SPARKS, NV 89436 | HOMETOWN HEALTH PLAN, INC. | $11K | — | $11K | 0.29% |
| GRACE DAIDONE3 | 3301 SOUTH VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC. | $10K | — | $10K | 0.27% |
| PETER GILBERT3 | 31 KEYSTONE AVE RENO, NV 89503 | HOMETOWN HEALTH PLAN, INC. | $9K | — | $9K | 0.25% |
| A AND H INSURANCE INC.3 Filed as: A & H INSURANCE | 401 RAILROAD STREET STE 206 ELKO, NV 89801 | HOMETOWN HEALTH PLAN, INC. | $9K | — | $9K | 0.23% |
| MARK AVILA3 | 2320 FIRESIDE CIRCLE RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC. | $8K | — | $8K | 0.23% |
| A AND H INSURANCE INC.3 Filed as: A & H INSURANCE | 3301 SOUTH VIRGINIA ST RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC. | $8K | — | $8K | 0.21% |
| JOHN EMERICK3 | 1590 COMBINATION RD RENO, NC 89521 | HOMETOWN HEALTH PLAN, INC. | $7K | — | $7K | 0.20% |
| LAURIE MCLELLAND3 Filed as: LAURIE MCLELLAND-MA | PO BOX 34570 RENO, NC 89533 | HOMETOWN HEALTH PLAN, INC. | $6K | — | $6K | 0.17% |
| RICHEID & ASSOCIATES3 | 10425 DOUBLE R BLVD RENO, NC 89521 | HOMETOWN HEALTH PLAN, INC. | $5K | — | $5K | 0.14% |
| AWAREGOLD INC.3 Filed as: AWAREGOLD, INC. | 1805 NORTH CARSON ST CARSON CITY, NV 89701 | HOMETOWN HEALTH PLAN, INC. | $3K | — | $3K | 0.09% |
| MARK LEHMANN3 | 1695 MEADOW WOOD LN #200 RENO, NV 89502 | HOMETOWN HEALTH PLAN, INC. | $3K | — | $3K | 0.09% |
| GREGORY JACOBS3 | PO BOX 3077 RENO, NC 89505 | HOMETOWN HEALTH PLAN, INC. | $3K | — | $3K | 0.09% |
| JOHN LATOURETTE - MANAGING AGENCY3 | PO BOX 40308 RENO, NV 89504 | HOMETOWN HEALTH PLAN, INC. | $3K | — | $3K | 0.08% |
| JENNIE DALANIS3 | 1638 SPICEWOOD CIRCLE RENO, NV 89523 | HOMETOWN HEALTH PLAN, INC. | $2K | — | $2K | 0.06% |
| STRAIGHT ARROW INSURANCE SERVICES3 | PO BOX 767 SPARKS, NV 89436 | HOMETOWN HEALTH PLAN, INC. | $2K | — | $2K | 0.04% |
| BARBARA HARTMANN3 | PO BOX 767 SPARKS, NC 89432 | HOMETOWN HEALTH PLAN, INC. | $1K | — | $1K | 0.04% |
| MICHAEL DANIEL-MA3 | 4838 SPARKS BLVD STE 100 SPARKS, NV 89436 | HOMETOWN HEALTH PLAN, INC. | $864 | — | $864 | 0.02% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | HOMETOWN HEALTH PLAN, INC. | $576 | — | $576 | 0.02% |
| JONATHAN HIATT3 | PO BOX 34625 RENO, NV 89533 | HOMETOWN HEALTH PLAN, INC. | $360 | — | $360 | 0.01% |
| RANDY RASLEY-MA3 | 18714 FARGO RD WILDER, ID 89676 | HOMETOWN HEALTH PLAN, INC. | $240 | — | $240 | 0.01% |
| JULIE ANN EVANS3 | PO BOX 21934 CARSON CITY, NV 89721 | HOMETOWN HEALTH PLAN, INC. | $216 | — | $216 | 0.01% |
| DALE LAZZARONE3 | 3716 LAKESIDE DR STE 200 RENO, NV 89509 | HOMETOWN HEALTH PLAN, INC. | $192 | — | $192 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BUILDER ASSOC. OF NORTHERN NV EIN 86-6141108 PLAN SPONSOR | Contract Administrator Service code 13 | 5484 RENO CORPORATE DRIVE, SUITE 20 RENO, NV 89511 | $150K |
| WOLDS VANDERWAL PLAN SERVICE PROVIDER | Legal Service code 29 | 4747 EXECUTIVE DRIVE STE 250 SAN DIEGO, CA 92121 | $102K |
| ALPINE INSURANCE EIN 88-0108526 PLAN SERVICE PROVIDER | Insurance services Service code 23 | 6160 PLUMAS ST #100 RENO, NV 89519 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,346 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HOMETOWN HEALTH PROVIDERS COMPANY, INC. | 1,774 | $16.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,774 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.