No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD NONE OTHER THAN CONTRACT | Insurance services; Insurance agents and brokers Service code 22 | 300 E. RANDOLPH ST. CHICAGO, IL 60601 | $327K |
| SOUTHWEST SERVICE ADMINISTRATORS EIN 86-0785790 NONE OTHER THAN CONTRACT | Contract Administrator Service code 13 | — | $316K |
| RAEL & LETSON EIN 94-1707048 NONE OTHER THAN CONTRACT | Actuarial; Consulting (pension) Service code 11 | — | $62K |
| UNITED CONCORDIA EIN 25-1687586 NONE OTHER THAN CONTRACT | Insurance agents and brokers; Insurance services Service code 22 | — | $44K |
| NATIXIS GLOBAL ASSET MANAGEMENT EIN 04-3274056 NONE OTHER THAN CONTRACT | Investment advisory (plan) Service code 27 | — | $41K |
| WORKER'S ASSISTANCE PROGRAM EIN 74-1847991 NONE OTHER THAN CONTRACT | Other services Service code 49 | — | $20K |
| ULRICH CONSULTING GROUP EIN 45-3972125 NONE OTHER THAN CONTRACT | Investment advisory (plan); Investment advisory (participants) Service code 26 | — | $19K |
| AMERICAN HEALTH GROUP EIN 86-0494854 NONE | Claims processing Service code 12 | — | $18K |
| FIRST IMPRESSIONS NONE | Copying and duplicating Service code 36 | 3401 GIRARD BLVD NE ALBUQUERQUE, NM 87107 | $15K |
| KELLEY LAW GROUP NONE | Legal Service code 29 | 3800 N CENTRAL AVE STE 530 PHOENIX, AZ 85012 | $14K |
| BALDWIN MOFFITT BEHM LLP EIN 46-4370753 NONE OTHER THAN CONTRACT | Accounting (including auditing) Service code 10 | — | $11K |
| MARSH & MCLENNAN NONE | Insurance services Service code 23 | 1166 AVENUE OF AMERICAS NEW YORK CITY, NY 10036 | $10K |
| BANK OF ALBUQUERQUE EIN 73-1373454 NONE OTHER THAN CONTRACT | Custodial (securities) Service code 19 | — | $8K |
| RYAN RAPP PACHECO & KELLEY PLC NONE OTHER THAN CONTRACT | Legal Service code 29 | 3200 N. CENTRAL AVE. #2250 PHOENIX, AZ 85012 | $6K |
| LETTERSTREAM NONE | Copying and duplicating Service code 36 | 8551 E ANDERSON DR. STE 108 SCOTTSDALE, AZ 85255 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 792 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 792 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD | 1,328 | $4.7M |
| Prescription drug | BLUE CROSS BLUE SHIELD | 1,328 | $4.6M |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY | 690 | $609K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,328 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.