| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NV INC. | PO BOX 743171 LOS ANGELES, CA 90074 | TUFTS INSURANCE COMPANY | $56K | $0 | $56K | 2.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 980 WASHINGTON STREET SUITE 325 DEDHAM, MA 02026 | TUFTS INSURANCE COMPANY | $0 | $30K | $30K | 1.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN DBA PIPER JORDAN | PO BOX 743171 LOS ANGELES, CA 90074 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC. | $40K | $0 | $40K | 2.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MASSACHUSETTS LLC | 980 WASHINGTON STREET SUITE 325 DEDHAM, MA 02026 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORGANIZATION, INC. | $0 | $21K | $21K | 1.45% |
| ROBYN PIPER3 | 2300 WEST SAHARA AVE STE 800 LAS VEGAS, NV 89102 | DELTA DENTAL OF MASSACHUSETTS | $11K | $0 | $11K | 4.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INS OF NV | PO BOX 743171 LOS ANGELES, CA 90074 | HARTFORD LIFE AND ACCIDENT | $8K | $1K | $9K | 15.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 100 RIALTO PLACE SUITE 900 MELBOURNE, FL 32901 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 4.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PIPER JORDAN | PO BOX 743171 LOS ANGELES, CA 90074 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS COMPANY | $2K | $0 | $2K | 3.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NV INC. | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 27.84% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 12520 HIGH BLUFF DRIVE SUITE 240 SAN DIEGO, CA 92130 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS COMPANY | $769 | $0 | $769 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 734 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 736 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS INSURANCE COMPANY | 278 | $3.5M |
| Dental | DELTA DENTAL OF MASSACHUSETTS | 543 | $222K |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INS COMPANY | 432 | $46K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 912 | $62K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 912 | $62K |
| Prescription drug(2 contracts, 2 carriers) | TUFTS INSURANCE COMPANY | 278 | $3.5M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 912 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 912 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.