No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CPM, INC. EIN 61-1798855 NONE | Direct payment from the plan; Claims processing; Plan Administrator Service code 12 | — | $108K |
| HEARTLAND BENEFITS GROUP NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | 1528 NW 124TH STREET OKLAHOMA CITY, OK 73120 | $52K |
| SOUTHWEST KANSAS CHAMBER ALLIANCE EIN 26-4241487 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $40K |
| WPPA, INC. EIN 48-0959093 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $32K |
| FIRST HEALTH NETWORK EIN 20-1736437 NONE | Direct payment from the plan Service code 50 | — | $17K |
| MEDCARE ONE, INC. EIN 73-1525856 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 577 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 17 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BENCHMARK INSURANCE COMPANY | 602 | $431K |
| Prescription drug | BENCHMARK INSURANCE COMPANY | 602 | $431K |
| Stop-loss / reinsurancereinsurance | BENCHMARK INSURANCE COMPANY | 602 | $431K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.