| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| A2 HOLDINGS, LLC3 | 887 WEST MARIETTA STREET SUITE N-108 ATLANTA, GA 30318 | AETNA LIFE INSURANCE COMPANY | $59K | $288K | $347K | 2.71% |
| OAKBRIDGE INSURANCE AGENCY LLC3 Filed as: OAKBRIDGE INSURANCE AGENCY, LLC | 215 PENDLETON STREET WAYCROSS, GA 31501 | AETNA LIFE INSURANCE COMPANY | $37K | $182K | $219K | 1.71% |
| A2 HOLDINGS, LLC3 Filed as: A2 BENEFITS | 887 WEST MARIETTA STREET NW SUITE N-108 ATLANTA, GA 30318 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $0 | $12K | 1.10% |
| BENEFIT EDUCATORS LLC3 Filed as: BENEFIT EDUCATORS, LLC | 1053 GARRISON LANE, SUITE 357 SOUDERTON, PA 18964 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $16K | $0 | $16K | 6.30% |
| OAKBRIDGE INSURANCE AGENCY LLC3 Filed as: OAKBRIDGE INSURANCE AGENCY, LLC | PO BOX 1049 LAGRANGE, GA 30241 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | $0 | $9K | 3.59% |
| A2 HOLDINGS, LLC3 | 887 WEST MARIETTA STREET SUITE N-108 ATLANTA, GA 30318 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.24% |
| A2 HOLDINGS, LLC3 | 887 WEST MARIETTA STREET SUITE N-108 ATLANTA, GA 30318 | LEGALPLANS USA | $3K | $0 | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 779 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 779 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 1,830 | $12.8M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,830 | $12.8M |
| Vision | AETNA LIFE INSURANCE COMPANY | 1,830 | $12.8M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 779 | $1.0M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 779 | $1.0M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 779 | $1.0M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 1,830 | $12.8M |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 779 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,830 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.