No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBS N/A | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | 225 NORTH MICHIGAN AVE CHICAGO, IL 60601 | $587K |
| EXPRESS SCRIPTS EIN 45-2884094 N/A | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $389K |
| PRESBYTERIAN N/A | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | 1100 CENTRAL AVE. SE ALBUQUERQUE, NM 87106 | $228K |
| RELIASTAR EIN 41-0451140 N/A | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $189K |
| DELTA DENTAL PLAN OF NM EIN 85-0224562 N/A | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $82K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,635 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,348 | $328K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 3,430 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.