| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $8K | — | $8K | 3.85% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $11K | — | $11K | 6.74% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 3.37% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $11K | — | $11K | 6.77% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 3.64% |
| NATIVE AMERICAN INSURANCE GROUP3 | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $626 | — | $626 | 0.38% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $209 | — | $209 | 0.13% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $88K | $13K | $101K | 62.55% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO | 4582 S ULSTER ST #600 DENVER, CO 80237 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.50% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DR NASHVILLE, TN 37204 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $66K | $9K | $76K | 55.28% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO | 4582 S ULSTER ST #600 DENVER, CO 80237 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $4K | — | $4K | 2.96% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | VISION SERVICE PLAN | $7K | — | $7K | 7.49% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 13.93% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 6.96% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $5K | — | $5K | 18.72% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 9.36% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 14.46% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $836 | — | $836 | 7.64% |
| NATIVE AMERICAN INSURANCE GROUP3 | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $67 | — | $67 | 0.61% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $22 | — | $22 | 0.20% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 14.97% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $692 | — | $692 | 8.17% |
| NATIVE AMERICAN INSURANCE GROUP3 | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $87 | — | $87 | 1.03% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $29 | — | $29 | 0.34% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $220 | — | $220 | 2.70% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $145 | — | $145 | 2.78% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $255 | — | $255 | 15.00% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $127 | — | $127 | 7.47% |
| DANIEL MACLELLAN3 | PO BOX 58434 NASHVILLE, TN 37205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 4.95% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE Y CHAVEZ INSURANCE | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 4.95% |
| DANIEL MACLELLAN3 | PO BOX 58434 NASHVILLE, TN 37205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 4.95% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE Y CHAVEZ INSURANCE | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 4.95% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO LLC | 4582 S ULSTER ST #600 DENVER, CO 80237 | COMPANION LIFE INSURANCE COMPANY | $127 | — | $127 | 14.99% |
| BENEFIT SOURCE INC3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $64 | — | $64 | 7.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 764 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 764 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEW MEXICO | 611 | $3.4M |
| Dental(4 contracts) | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | 668 | $335K |
| Vision | VISION SERVICE PLAN | 986 | $94K |
| Life insurance(8 contracts) | COMPANION LIFE INSURANCE COMPANY | 764 | $424K |
| Short-term disability(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 764 | $352K |
| Long-term disability(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 764 | $352K |
| Other(8 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 830 | $651K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 986 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.