| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INSURANCE GROUP INC | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | BLUECROSS BLUESHIELD OF NEW MEXICO | $106K | — | $106K | 1.43% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE Y CHAVEZ INS AGENCY INC | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | BLUECROSS BLUESHIELD OF NEW MEXICO | $44K | — | $44K | 0.60% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GRP NAD | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $7K | — | $7K | 2.13% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ INS NAA | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $3K | — | $3K | 0.99% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 2.75% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 1.96% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 1.18% |
| INSGROUP INC3 Filed as: NATIVE AMERICAN INS GROUP NAD | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $3K | — | $3K | 2.28% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ INS NAA | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $2K | — | $2K | 1.14% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 2.18% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 1.58% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 0.98% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $7K | — | $7K | 10.31% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $5K | — | $5K | 7.50% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 4.69% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 10.18% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 7.50% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 4.82% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GRP NAD | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $231 | — | $231 | 2.24% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ INS NAA | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $116 | — | $116 | 1.12% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GRP NAD | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $188 | — | $188 | 2.31% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ INS NAA | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $94 | — | $94 | 1.16% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $201 | — | $201 | 2.49% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $146 | — | $146 | 1.81% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $90 | — | $90 | 1.12% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $259 | — | $259 | 3.70% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $185 | — | $185 | 2.64% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $111 | — | $111 | 1.59% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GRP NAD | 3950 ST HWY 47 SW C-127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $126 | — | $126 | 2.29% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ INS NAA | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | $58 | — | $58 | 1.06% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $269 | — | $269 | 10.23% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $197 | — | $197 | 7.49% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $126 | — | $126 | 4.79% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $196 | — | $196 | 9.45% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $145 | — | $145 | 6.99% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $93 | — | $93 | 4.48% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP | C/O ISLETA BUSINESS CORP -MR TELLER 3950 STATE HWY 47 SW SUITE C127A ALBUQUERQUE, NM 87105 | COMPANION LIFE INSURANCE COMPANY | $25 | — | $25 | 10.37% |
| DENTAL SOURCE INC NEW MEXICO3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 87112 | COMPANION LIFE INSURANCE COMPANY | $18 | — | $18 | 7.47% |
| LORRAINE CHAVEZ3 | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | COMPANION LIFE INSURANCE COMPANY | $11 | — | $11 | 4.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,000 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,000 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEW MEXICO | 1,534 | $7.4M |
| Dental(5 contracts) | COMPANION LIFE INSURANCE COMPANY DENTAL PLAN | 1,135 | $510K |
| Life insurance(9 contracts) | COMPANION LIFE INSURANCE COMPANY | 1,000 | $503K |
| Short-term disability(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 1,000 | $386K |
| Long-term disability(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 1,000 | $386K |
| Other(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 1,000 | $386K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.