| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TEDFORD & ASSOCIATES, LLC3 Filed as: TEDFORD & ASSOCIATES LLC | PO BOX 1050 JENKINS, OK 74037 | COMMUNITYCARE OF OKLAHOMA | $0 | $54K | $54K | 1.63% |
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC | 10425 SOUTH 82ND EAST AVENUE SUITE 110 TULSA, OK 74133 | COMMUNITYCARE OF OKLAHOMA | $0 | $53K | $53K | 1.59% |
| MJ INSURANCE3 Filed as: INSPIRE BENEFITS AND VARIOUS AGENTS | PO BOX 521271 TULSA, OK 74152 | COMMUNITYCARE OF OKLAHOMA | $0 | $20K | $20K | 0.60% |
| SYNERGY BENEFIT ADVISORS, LLC3 Filed as: SYNERGY BENEFIT ADVISORS LLC | 1203 EAST 33RD STREET, SUITE 250 TULSA, OK 74105 | COMMUNITYCARE OF OKLAHOMA | $0 | $19K | $19K | 0.59% |
| CATALYST BENEFITS GROUP LLC3 | 1133 EAST 33RD PLACE TULSA, OK 74105 | COMMUNITYCARE OF OKLAHOMA | $0 | $12K | $12K | 0.36% |
| BENEX, INC.3 Filed as: BENEX INC | 8516 EAST 101ST, SUITE H TULSA, OK 74133 | COMMUNITYCARE OF OKLAHOMA | $0 | $11K | $11K | 0.34% |
| COURTSIDE BENEFITS GROUP LLC3 Filed as: COURTSIDE BENEFITS GROUP | PO BOX 52679 TULSA, OK 74152 | COMMUNITYCARE OF OKLAHOMA | $0 | $9K | $9K | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,801 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE OF OKLAHOMA | 1,801 | $3.3M |
| Other | COMMUNITYCARE OF OKLAHOMA | 1,801 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,801 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.