| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RELATION INSURANCE SERVICES OF CA3 Filed as: RELATION INSURANCE SERVICES INC | 10425 SOUTH 82ND E AVENUE SUITE 110 TULSA, OK 74133 | COMMUNITYCARE OF OKLAHOMA | $0 | $39K | $39K | 1.36% |
| TEDFORD & ASSOCIATES, LLC3 Filed as: TEDFORD & ASSOCIATES LLC | PO BOX 1050 JENKS, OK 74037 | COMMUNITYCARE OF OKLAHOMA | $0 | $29K | $29K | 1.03% |
| INSPIRE BENEFIT CONSULTANTS, LLC3 Filed as: INSPIRE BENEFIT CONSULTANTS | 7523 SOUTH 86TH E PLACE TULSA, OK 74133 | COMMUNITYCARE OF OKLAHOMA | $0 | $29K | $29K | 1.03% |
| CATALYST BENEFITS GROUP LLC3 | 1133 EAST 33RD PLACE TULSA, OK 74105 | COMMUNITYCARE OF OKLAHOMA | $0 | $24K | $24K | 0.85% |
| SYNERGY BENEFIT ADVISORS, LLC3 Filed as: SYNERGY BENEFIT ADVISORS LLC | 1203 E 33RD STREET, SUITE 250 TULSA, OK 74105 | COMMUNITYCARE OF OKLAHOMA | $0 | $17K | $17K | 0.59% |
| COURTSIDE BENEFITS GROUP LLC3 Filed as: COURTSIDE BENEFITS GROUP | PO BOX 52679 TULSA, OK 74152 | COMMUNITYCARE OF OKLAHOMA | $0 | $10K | $10K | 0.34% |
| BENEFIT STRATEGIES AND OTHER AGENTS3 | 5314 SOUTH YALE AVENUE, SUITE 601 TULSA, OK 74135 | COMMUNITYCARE OF OKLAHOMA | $0 | $3K | $3K | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,871 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,871 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITYCARE OF OKLAHOMA | 9,096 | $2.9M |
| Other | COMMUNITYCARE OF OKLAHOMA | 9,096 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,096 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.