| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE STREET SUITE B COLUMBIA, SC 29205 | BLUECHOICE HEALTH PLAN | $79K | — | $79K | 3.50% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE STREET SUITE B COLUMBIA, SC 29205 | DELTA DENTAL OF MISSOURI | $14K | — | $14K | 13.21% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE STREET SUITE B COLUMBIA, SC 29205 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 13.22% |
| PAULA J FAMBROUGH3 | 8205 DUNMORE DRIVE APT C HUNTERSVILLE, NC 28078 | TRANSAMERICA LIFE INSURANCE COMPANY | $9K | — | $9K | 54.94% |
| C & K BENEFITS LLC3 Filed as: C&K BENEFITS LLC | 106 RENAISSANCE CIRCLE MAULDIN, SC 29662 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 18.31% |
| VOLUNTARY BENEFITS AT WORK3 | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 11.69% |
| DONNA ROBINSON BISHOP3 Filed as: DONNA BISHOP, DBA BISHOP INSURANCE | 113 HOMESTEAD DRIVE BOILING SPRINGS, SC 29316 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 9.16% |
| SHARON D ROBERTS3 | PO BOX 1129 YOUNG HARRIS, GA 30582 | TRANSAMERICA LIFE INSURANCE COMPANY | $925 | — | $925 | 5.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECHOICE HEALTH PLAN | 223 | $2.3M |
| Dental | DELTA DENTAL OF MISSOURI | 294 | $103K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 308 | $63K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 308 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.