Welfare broker

C & K BENEFITS LLC

Mailing address (most recent filing)

106 RENAISSANCE CIRCLE

MAULDIN, SC 29662

Total comp: $10K
Commissions: $10K
Fees: $5
Filings: 6
Sponsors: 6

Carrier mix

Where C & K BENEFITS LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$790K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
SC	1	$790K	0.1%	124.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of C & K BENEFITS LLC's plans by broker comp / premium ratio. Median 1.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of C & K BENEFITS LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where C & K BENEFITS LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SAATI AMERICAS CORPORATION SAATI AMERICAS CORPORATION EMPLOYEE BENEFITS PLAN	SC	$790K	$11K	CIGNA HEALTH AND LIFE INSURANCE COMPANY