| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | 2375 E CAMELBACK RD SUITE 250 PHOENIX, AZ 85016 | BLUE CROSS BLUE SHIELD OF ARIZONA | $47K | $0 | $47K | 3.90% |
| GCG FINANCIAL LLC Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD SUITE 100 SCOTTSDALE, AZ 85254 | BLUE CROSS BLUE SHIELD OF ARIZONA | $13K | $0 | $13K | 1.03% |
| MARREEL SLATER INSURANCE LLC | 7855 S RIVER PARKWAY CONNEXION BLDG ASU RESEARCH PARK STE 210 TEMPE, AZ 852841826 | BLUE CROSS BLUE SHIELD OF ARIZONA | $151 | $0 | $151 | 0.01% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $2K | $12K | 8.44% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 852541825 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $385 | $2K | 1.46% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 S RIVER PKWY STE 210 TEMPE, AZ 852841826 | METROPOLITAN LIFE INSURANCE COMPANY | -$705 | $1K | $306 | 0.22% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $230 | $3K | 19.90% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 852541825 | METROPOLITAN LIFE INSURANCE COMPANY | $735 | $46 | $781 | 5.18% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 S RIVER PKWY STE 210 TEMPE, AZ 852841826 | METROPOLITAN LIFE INSURANCE COMPANY | -$179 | $63 | -$116 | -0.77% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BLDG C2 MANASQUAN, NJ 087361500 | METROPOLITAN LIFE INSURANCE COMPANY | -$417 | $125 | -$292 | -1.94% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $194 | $2K | 19.37% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 852541825 | METROPOLITAN LIFE INSURANCE COMPANY | $572 | $36 | $608 | 4.89% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 S RIVER PKWY STE 210 TEMPE, AZ 852841826 | METROPOLITAN LIFE INSURANCE COMPANY | -$129 | $55 | -$74 | -0.60% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BLDG C2 MANASQUAN, NJ 087361500 | METROPOLITAN LIFE INSURANCE COMPANY | -$304 | $114 | -$190 | -1.53% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61187 VIRGINIA BEACH, VA 234661187 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $189 | $2K | 20.44% |
| GCG FINANCIAL LLC3 Filed as: BENEFIT COMMERCE GRP, AN ALERA GRP | 16220 N SCOTTSDALE RD STE 100 SCOTTSDALE, AZ 852541825 | METROPOLITAN LIFE INSURANCE COMPANY | $545 | $34 | $579 | 5.10% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 S RIVER PKWY STE 210 TEMPE, AZ 852841826 | METROPOLITAN LIFE INSURANCE COMPANY | -$83 | $51 | -$32 | -0.28% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BLDG C2 MANASQUAN, NJ 087361500 | METROPOLITAN LIFE INSURANCE COMPANY | -$192 | $108 | -$84 | -0.74% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 16220 N SCOTTSDALE RD SUITE 100 SCOTTSDALE, AZ 85254 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $221 | $152 | $373 | 5.15% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | PO BOX 61187 VIRGINA BEACH, VA 23466 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $315 | $57 | $372 | 5.13% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 7855 S RIVER PARKWAY, STE 210 TEMPE, AZ 85284 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $189 | $0 | $189 | 2.61% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 2475 W. QUEEN CREEK ROAD SUITE 5 CHANDLER, AZ 85248 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $23 | $23 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 236 | $1.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 302 | $138K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 302 | $138K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 302 | $138K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 302 | $138K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 236 | $1.2M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 302 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.