| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARREEL SLATER INSURANCE LLC3 | 7855 SOUTH RIVER PARKWAY CONNEXION BUILDING- ASU RESEARCH PA TEMPE, AZ 85284 | BLUE CROSS BLUE SHIELD OF ARIZONA | $98K | — | $98K | 5.25% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $7K | $19K | 7.99% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BUILDING C2 MANASQUAN, NJ 08736 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $510 | $3K | 14.21% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $112 | $1K | 5.59% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BUILDING C2 MANASQUAN, NJ 08736 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $450 | $3K | 14.17% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN LIFE INSURANCE COMPANY | $919 | $96 | $1K | 5.54% |
| WINSTON FINANCIAL SERVICES3 Filed as: WINSTON FINANCIAL SERVICES INC | 2399 HIGHWAY 34 BUILDING C2 MANASQUAN, NJ 08736 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $335 | $2K | 14.20% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INS LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN LIFE INSURANCE COMPANY | $727 | $447 | $1K | 8.21% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METLIFE LEGAL PLANS | $708 | $103 | $811 | 10.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 334 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 206 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $237K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 509 | $2.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $237K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $237K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 206 | $1.9M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 509 | $299K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 509 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.