| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREFERRED MARKETING ASSOCIATES3 Filed as: PREFERRED MARKETING ASSOCIATES LTD | 3530 N 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $35K | — | $35K | 2.48% |
| MBA AGENCY LLC3 | 109 CORT PLZ GRETNA, NE 68028 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $25K | — | $25K | 1.72% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA TRUCKING ASSOCIATION | 1701 K STREET LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $12K | $12K | 0.85% |
| SVOBODA BENEFIT SOLUTIONS INC3 Filed as: SVOBODA BENEFIT SOLUTIONS, INC. | 1102 13TH STREET AURORA, NE 68818 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $8K | — | $8K | 0.56% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOC | FINANCIAL PLAZA, 9140 W DODGE RD #418 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.16% |
| OCI INSURANCE & FINANCIAL SERVICES3 | 4221 N 203RD ST SUITE 200 ELKHORN, NE 68022 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.16% |
| KRULL AGENCY INC3 | 2835 W HWY 6 HASTINGS, NE 68901 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $1K | — | $1K | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 381 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.