| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 6300 SOUTH SYRACUSE WAY, SUITE 700 CENTENNIAL, CO 80111 | UNITEDHEALTHCARE INSURANCE COMPANY | $24K | $0 | $24K | 2.69% |
| TAD BENEFITS LLC3 | 1237 TEMPLE RIDGE DR NASHVILLE, TN 37221 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $0 | $18K | 2.03% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 2.57% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $4K | $10K | 8.08% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 5.56% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: AJ GALLAGHER & ASSOCIATES | 6300 S SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $107 | $5K | 3.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2 | $2 | 0.00% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSUARNCE COMPANY | $2K | $0 | $2K | 9.80% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6300 SOUTH SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSUARNCE COMPANY | $1K | $424 | $2K | 7.02% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSUARNCE COMPANY | $0 | $403 | $403 | 1.73% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.62% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6300 SOUTH SYRACUSE WAY, SUITE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $714 | $0 | $714 | 3.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $365 | $365 | 1.73% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $357 | $357 | 1.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6300 S SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.02% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $889 | $0 | $889 | 6.99% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $420 | $420 | 3.30% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $340 | $340 | 2.67% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 9.80% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6300 S SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $660 | $0 | $660 | 5.20% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $635 | $635 | 5.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $97 | $97 | 0.76% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 9.86% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6300 SOUTH SYRACUSE WAY, SUITE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $570 | $0 | $570 | 5.15% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $190 | $190 | 1.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $189 | $189 | 1.71% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $543 | $0 | $543 | 6.40% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6300 S SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $305 | $0 | $305 | 3.60% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $152 | $152 | 1.79% |
| TAD BENEFITS LLC3 | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $705 | $0 | $705 | 9.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6300 S SYRACUSE WAY STE 700 CENTENNIAL, CO 80111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $371 | $0 | $371 | 5.17% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN & ASSOCIATES LLC1 | 1933 STATE ROUTE 35 STE 368 WALL TOWNSHIP, NJ 07719 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $359 | $359 | 5.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 736 S STONE AVE LA GRANGE, IL 60525 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $69 | $69 | 0.96% |
| RUTH LARKIN3 | 2049 WADSWORH BLVD LAKEWOOD, CO 80214 | LIFESECURE INSURANCE COMPANY | $335 | $0 | $335 | 7.22% |
| SPECIALTY PLANNERS, INC.3 Filed as: SPECIALTY PLANNERS, INC | 6201 PRESIDENTIAL COURT FORT MYERS, FL 33919 | LIFESECURE INSURANCE COMPANY | $268 | $0 | $268 | 5.77% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS, LLC | 155 N WACKER DR CHICAGO, IL 60606 | LIFESECURE INSURANCE COMPANY | $54 | $0 | $54 | 1.16% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS | 14546 BROOK HOLLOW BLVD. SAN ANTONIO, TX 78232 | LIFESECURE INSURANCE COMPANY | $49 | $0 | $49 | 1.06% |
| TAD BENEFITS LLC4 Filed as: TAD BENEFITS LLC DBA OAK | 7619 HIGHWAY 70 S UNIT 210392 NASHVILLE, TN 37221 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $201 | $0 | $201 | 6.28% |
| TAD BENEFITS LLC3 | 7619 HWY 70 S UNIT 210392 NASHVILLE, TN 37221 | MUTUAL OF OMAHA INSURANCE COMPANY | $141 | $0 | $141 | 10.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6300 SOUTH SYRACUSE WAY, SUITE 700 CENTENNIAL, CO 80111 | MUTUAL OF OMAHA INSURANCE COMPANY | $70 | $0 | $70 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 262 | $912K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 381 | $119K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 231 | $21K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 227 | $13K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 262 | $906K |
| Stop-loss / reinsurancereinsurance | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 138 | $305K |
| Other(11 contracts, 6 carriers) | NATIONWIDE LIFE INSURANCE COMPANY | 392 | $398K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.