| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES, LLC | 8055 TUFTS AVE., SUITE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 4.66% |
| KRISTA K PRICE3 Filed as: KRISTA PRICE | 3864 S. QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.37% |
| KATIE J FLETCHER3 Filed as: KATIE FLETCHER | 2911 NORHTWEST ROAD MARENGO, IL 60152 | CONTINENTAL AMERICAN INSURANCE COMPANY | $943 | — | $943 | 2.11% |
| TINA WAY3 | 155 INVERENS DRIVE ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $730 | — | $730 | 1.63% |
| JEFFREY P PRICE3 Filed as: JEFFREY PRICE | 3864 S. QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $693 | — | $693 | 1.55% |
| TIMOTHY ASBY3 | 255 38TH AVE. ST. CHARLES, IL 60174 | CONTINENTAL AMERICAN INSURANCE COMPANY | $432 | — | $432 | 0.97% |
| NANCY HARMON3 | 3925 S. QUATAR STREET AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $304 | — | $304 | 0.68% |
| J MERRITT MCDOLE3 Filed as: J. MERRITT MCDOLE | 6059 S. QUEBEC CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $217 | — | $217 | 0.49% |
| JONATHAN KIRKLAND3 | 155 INVERNES DRIVE ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $213 | — | $213 | 0.48% |
| JOSE DE LOS SANTOS III3 Filed as: JOSE DE LOS SANTOS | 155 INVERENS DRIVE ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 0.28% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP INSURANCE | 12002 S. MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91 | — | $91 | 0.20% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES LLC | 8055 E. TUFTS AVE., SUITE 1000 DENVER, CO 80237 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 9.03% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES LLC | 8055 E. TUFTS AVE., SUITE 1000 DENVER, CO 80237 | VISION SERVICE PLAN | $982 | — | $982 | 5.94% |
| GROUP BENEFIT SERVICES INC3 Filed as: GROUP BENEFIT SERVICES LLC | 8055 E. TUFTS AVE., SUITE 1000 DENVER, CO 80237 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $984 | — | $984 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 117 | $17K |
| Life insurance(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 138 | $76K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 0 | $45K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 138 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.