Welfare broker

GROUP BENEFIT SERVICES INC

Mailing address (most recent filing)

3810 E SUNSHINE ST

SPRINGFIELD, MO 65809

Total comp: $1.2M
Commissions: $787K
Fees: $462K
Filings: 102
Sponsors: 102

Carrier mix

Where GROUP BENEFIT SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$300K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$54K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	1	$300K	0.1%	61.53x
MD	1	$54K	0.1%	35.95x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GROUP BENEFIT SERVICES INC's plans by broker comp / premium ratio. Median 19.96% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of GROUP BENEFIT SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where GROUP BENEFIT SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NBM CORPORATION DBA THE BANK N.A. THE BANK N.A. S/F MEDICAL REIMBURSEMENT PLAN	OK	$300K	$83K	HCC LIFE INSURANCE COMPANY
KENSINGTON GLASS ARTS INC KENSINGTON GLASS ARTS INC WELFARE BENEFIT PLAN	MD	$54K	$7K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$300K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$54K

50.0%

State

Plans

Premium

State share

Index

$300K

0.1%

61.53x

$54K

0.1%

35.95x

Sponsor

Loc

Premium

Comp

Carrier

NBM CORPORATION DBA THE BANK N.A.

THE BANK N.A. S/F MEDICAL REIMBURSEMENT PLAN

$300K

$83K

HCC LIFE INSURANCE COMPANY

KENSINGTON GLASS ARTS INC

KENSINGTON GLASS ARTS INC WELFARE BENEFIT PLAN

$54K

$7K

LIFE INSURANCE COMPANY OF NORTH AMERICA