| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | PO BOX 8299 PASADENA, CA 91109 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $45 | $6K | 10.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $909 | $909 | 1.48% |
| MARY KATHY LARSON3 | 722 SETTLERS POND WAY KNOXVILLE, TN 37923 | AFLAC | $3K | $194 | $4K | 8.71% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $770 | $48 | $818 | 1.93% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES F HILL | 11350 GATES MILL DRIVE KNOXVILLE, TN 37922 | AFLAC | $636 | — | $636 | 1.50% |
| NORMA TREVINO3 | 5917 SAN PEDRO AVENUE SUITE 3 SAN ANTONIO, TX 78212 | AFLAC | $500 | $74 | $574 | 1.36% |
| CASEY A CURLEE3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $455 | $8 | $463 | 1.09% |
| CHARITY TOUTON3 | 2199 MEALER ROAD LENOIR CITY, TN 37771 | AFLAC | $201 | $29 | $230 | 0.54% |
| RONALD D LEONARD3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $198 | — | $198 | 0.47% |
| BRENT FORD3 Filed as: BRENT A FORD | 440 NORTHEAST LOOP 410 SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $72 | $17 | $89 | 0.21% |
| RICHARD E DEASON3 | 525 NORTH BROADWAY AVENUE SYLACAUGA, AL 35150 | AFLAC | $57 | — | $57 | 0.13% |
| REBECCA LYNN HOGAN3 | 145 OLD LEAD MINE VALLEY ROAD SW CLEVELAND, TN 37311 | AFLAC | $32 | — | $32 | 0.08% |
| THE HORTON GROUP3 Filed as: MEGHAN HORTON BOWEN | 431 PARKERSONS WAY AUBURN, AL 36832 | AFLAC | $30 | — | $30 | 0.07% |
| EVELYN GARCIA3 Filed as: EVELYN M LOYOLA | PO BOX 114 NEWTONVILLE, NJ 08346 | AFLAC | $26 | — | $26 | 0.06% |
| WAYNE G MCMEEN3 | 1445 FAGAN STREET APARTMENT 302 CHATTANOOGA, TN 37408 | AFLAC | $17 | — | $17 | 0.04% |
| MICHAEL FOWLER3 | 2204 EXECUTIVE PARK DRIVE OPELIKA, AL 36801 | AFLAC | $15 | — | $15 | 0.04% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK COURT VINELAND, NJ 08361 | AFLAC | $14 | — | $14 | 0.03% |
| DONNA N WILLIAMS3 Filed as: DONNA L WILSON | 1356 CHATAM RIDGE LANE KNOXVILLE, TN 37932 | AFLAC | $6 | $8 | $14 | 0.03% |
| ELIZABETH E REEVES3 | 3622 ALTAMIRA DRIVE CHATTANOOGA, TN 37412 | AFLAC | $9 | — | $9 | 0.02% |
| ERIN PEDERSON3 Filed as: ERIN M KRAGENBRINK | 8405 VININGS WAY KNOXVILLE, TN 37919 | AFLAC | $6 | $3 | $9 | 0.02% |
| STEVEN HARDY3 | 1379 MEADOWLARK PLEASANTON, TX 78064 | AFLAC | $8 | — | $8 | 0.02% |
| LARRY SCHEETZ3 Filed as: LARRY A SCHEETZ | 12607 WEATHERSTONE DRIVE KNOXVILLE, TN 37922 | AFLAC | $7 | — | $7 | 0.02% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK ROAD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $6 | — | $6 | 0.01% |
| MATTHEW D BUTLER3 Filed as: MATTHEW T BERRY | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TX 37922 | AFLAC | $3 | $3 | $6 | 0.01% |
| BRENT L GOODE3 | 2000 GLEN ECHO ROAD SUITE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.01% |
| JAY S OLEARY3 | 1802 EAVES COURT NOLENSVILLE, TN 37135 | AFLAC | $1 | — | $1 | 0.00% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVENUE NASHVILLE, TN 37206 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $1K | $7K | 17.82% |
| BRANNON BROOKE3 | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $4K | — | $4K | 11.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 430 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 437 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 313 | $39K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 430 | $61K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 57 | $39K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 57 | $39K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 430 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.