| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SER INC-SAN DIEGO | 701 B STREET SUITE 600 SAN DIEGO, CA 92101 | HUMANA INSURANCE COMPANY | $43K | — | $43K | 3.74% |
| TCOR INSURANCE MANAGEMENT3 | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | HUMANA INSURANCE COMPANY | $13K | — | $13K | 1.15% |
| INSURORS GROUP LLC3 | PO BOX 10587 COLLEGE STATION, TX 77842 | HUMANA INSURANCE COMPANY | — | $2K | $2K | 0.17% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | DELTA DENTAL OF TENNESSEE | $9K | — | $9K | 8.78% |
| TCOR INSURANCE AGENCY LTD3 Filed as: TCOR INSURANCE AGENCY | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | DELTA DENTAL OF TENNESSEE | $1K | — | $1K | 1.22% |
| MARY KATHY LARSON3 | 722 SETTLERS POND WAY KNOXVILLE, TN 37923 | AFLAC | $5K | $322 | $6K | 10.55% |
| NORMA TREVINO3 | 3734 TWISTED OAKS DRIVE SAN ANTONIO, TX 78217 | AFLAC | $1K | — | $1K | 2.75% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES F HILL | 11350 GATES MILL DRIVE KNOXVILLE, TN 37934 | AFLAC | $1K | $55 | $1K | 2.13% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $942 | $64 | $1K | 1.93% |
| CHARITY TOUTON3 | 2199 MEALER ROAD LENOIR CITY, TN 37771 | AFLAC | $689 | $9 | $698 | 1.34% |
| STEVEN HARDY3 | 1379 MEADOLARK PLEASANTON, TX 78064 | AFLAC | $315 | — | $315 | 0.60% |
| RICHARD E DEASON3 | 525 NORTH BROADWAY AVENUE SYLACAUGA, AL 35150 | AFLAC | $228 | — | $228 | 0.44% |
| BRENT FORD3 Filed as: BRENT A FORD | 40 NORTHEAST LOOP 410 SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $208 | — | $208 | 0.40% |
| RONALD D LEONARD3 | 123 CNETER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $183 | — | $183 | 0.35% |
| CASEY A CURLEE3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $173 | — | $173 | 0.33% |
| THE HORTON GROUP3 Filed as: MEGHAN E HORTON BOWEN | 500 WEBSTER ROAD LOT 365 AUBURN, AL 36832 | AFLAC | $102 | — | $102 | 0.20% |
| MICHAEL FOWLER3 | 2204 EXECUTIVE PARK DRIVE OPELIKA, AL 36801 | AFLAC | $60 | — | $60 | 0.12% |
| EVELYN GARCIA3 Filed as: EVELYN M LOYOLA | 50 WEST MONTROSE STREET VINELAND, NJ 08360 | AFLAC | $31 | — | $31 | 0.06% |
| WILLIAM WALTER FARRIS3 | 260 JOANN ROAD SOMERVILLE, TN 38068 | AFLAC | $27 | — | $27 | 0.05% |
| DAVID L DACUS3 | 1416 RIVER PINE DRIVE COLLIERVILLE, TN 38017 | AFLAC | $24 | — | $24 | 0.05% |
| THE HORTON GROUP3 Filed as: MEGHAN E HORTON BOWEN | 431 PARKERSONS WAY AUBURN, AL 36832 | AFLAC | $20 | — | $20 | 0.04% |
| WILLIAM W FARRIS III3 | 1575 CYPRESS LAKE DRIVE ARLINGTON, TN 38002 | AFLAC | $18 | — | $18 | 0.03% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK COURT VINELAND, NJ 08361 | AFLAC | $17 | — | $17 | 0.03% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK ROAD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $8 | — | $8 | 0.02% |
| GREG GRIFFITH3 Filed as: GREG W GRIFFITH | 393 TENNESSEE STREET APARTMENT 1 MEMPHIS, TN 38103 | AFLAC | $8 | — | $8 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RONALD F BROWN | 5150 BAY TOWN CONWAY, AR 72034 | AFLAC | $2 | — | $2 | 0.00% |
| TONYA SUE ELMORE3 | 1930 HIGHWAY 71 EAST MANSFIELD, AR 72944 | AFLAC | $1 | — | $1 | 0.00% |
| CHARLES L CHANCELLOR3 | 903 WEATHERFORD DRIVE BENTON, AR 72015 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $35 | $3K | 6.35% |
| TCOR INSURANCE AGENCY LTD3 Filed as: TCOR INS AGENCY LTD | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | METROPOLITAN LIFE INSURANCE COMPANY | $497 | — | $497 | 1.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WEST HEIMER ROAD SUITE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $496 | $496 | 1.07% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $819 | — | $819 | 3.30% |
| TCOR INSURANCE MANAGEMENT3 | 1421 HANZ DRIVE NEW BRAUNFELS, TX 78130 | VISION SERVICE PLAN | $471 | — | $471 | 1.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 248 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 248 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 179 | $1.1M |
| Dental | DELTA DENTAL OF TENNESSEE | 346 | $100K |
| Vision | VISION SERVICE PLAN | 184 | $25K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 352 | $46K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 352 | $46K |
| Other(2 contracts, 2 carriers) | AFLAC | 352 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 352 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.