| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 3151 BRIARPARK DRIVE, SUITE 1220 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $75K | $0 | $75K | 14.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 14011 PARK DRIVE, SUITE 114 TOMBALL, TX 77377 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $31K | $31K | 6.06% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WILLIAM CHARLES BROWN | 3151 BRIARPARK DRIVE, SUITE 1220 HOUSTON, TX 77042 | KAISER FOUNDATION HEALTH PLAN, INC. | $13K | $0 | $13K | 5.42% |
| MATTHEW STEVEN REDNOUR3 | UNKNOWN RIVERDALE, IA 52722 | ASSURITY LIFE INSURANCE COMPANY | $42K | — | $42K | 21.60% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & NOYES, LLC | 3151 BRIARPARK DRIVE, SUITE 1220 HOUSTON, TX 77042 | ASSURITY LIFE INSURANCE COMPANY | $26K | $0 | $26K | 13.47% |
| WARE GROUP GENERAL AGENCIES3 | UNKNOWN RIVERDALE, IA 52722 | ASSURITY LIFE INSURANCE COMPANY | $25K | — | $25K | 13.01% |
| ERIN BRZOZOWSKI, INC.3 | UNKNOWN RIVERDALE, IA 52722 | ASSURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 3.19% |
| BRADDEN PROBST3 Filed as: BRADDEN JOHN PROBST | UNKNOWN RIVERDALE, IA 52722 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 0.84% |
| MICHAEL PETERS & ASSOCIATES, INC.3 | UNKNOWN RIVERDALE, IA 52722 | ASSURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 0.64% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 608 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 608 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 31 | $234K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 860 | $506K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 860 | $506K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 860 | $506K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 31 | $234K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 907 | $698K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 907 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.