| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK ILGENFRITZ3 Filed as: MARK FISHER | 2448 MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | $25K | $0 | $25K | 2.04% |
| JESSICA BONAR3 | 1299 W. RIVERSTONE DR. COEUR D ALENE, ID 83814 | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | $11K | $0 | $11K | 0.92% |
| TRENT D BRYSON3 Filed as: TRENT BRYSON | 3777 LONG BEACH BLVD., STE 500 LONG BEACH, CA 90807 | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | $3K | $0 | $3K | 0.26% |
| ADVANCED BENEFITS3 | 2448 W MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 12.76% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD., STE 500 LONG BEACH, CA 90807 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $782 | $0 | $782 | 2.24% |
| ADVANCED BENEFITS3 | 2448 N MERRIT CREEK LOOP COEUR D ALENE, ID 83814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 12.77% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD., STE 500 LONG BEACH, CA 90807 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $743 | $0 | $743 | 2.23% |
| ADVANCED BENEFITS3 | 2448 W MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 12.67% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD., STE 500 LONG BEACH, CA 90807 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $422 | $0 | $422 | 2.33% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PART, SUITE A BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $50 | $50 | 0.28% |
| JIMMIE J DELBRIDGE3 | 1924 E FOXBOROUGH CT HAYDEN, ID 83835 | AFLAC | $3K | $0 | $3K | 18.66% |
| ADVANCED BENEFITS3 Filed as: ADVANCED INC | 2448 N MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | AFLAC | $654 | $0 | $654 | 4.28% |
| ADVANCED BENEFITS3 Filed as: ADVANCED INC | 1299 W RIVERSTONE DR COEUR D ALENE, ID 83814 | AFLAC | $424 | $0 | $424 | 2.78% |
| TERRY K ALLEN3 | 20930 E HAPPY TRAILS LN OTIS ORCHARDS, WA 99027 | AFLAC | $383 | $0 | $383 | 2.51% |
| RODERICK ALLEN BAIR3 | 8827 N GOVERNMENT WAY UNIT 105 HAYDEN, ID 83835 | AFLAC | $202 | $0 | $202 | 1.32% |
| DARAN L WYCKOFF3 | PO BOX 31233 SPOKANE, WA 99223 | AFLAC | $53 | $0 | $53 | 0.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: EDWARD A BROWN | 5241 W ORCHARD AVE RATHDRUM, ID 83858 | AFLAC | $30 | $0 | $30 | 0.20% |
| DIXIE D SIMON3 | 509 N SHAMROCK RD SPOKANE VALLEY, WA 99037 | AFLAC | $13 | $0 | $13 | 0.09% |
| LISA M HALL3 | 686 W MOGUL LOOP APT 102 HAYDEN, ID 83835 | AFLAC | $12 | $0 | $12 | 0.08% |
| KRISTEN SUE PLAISANCE3 | 11315 E 12TH AVE SPOKANE VALLEY, WA 99206 | AFLAC | $9 | $0 | $9 | 0.06% |
| SCOTTI MADISON3 | 3330 COBB PKWY NW STE 324-3 ACWORTH, GA 30101 | AFLAC | $9 | $0 | $9 | 0.06% |
| DAN R ELLIS3 | 1698 E BRUCE RD HAYDEN, ID 83835 | AFLAC | $5 | $0 | $5 | 0.03% |
| CLIFF HARRISON BARROWS3 | 5716 S FERRALL ST SPOKANE, WA 99223 | AFLAC | $5 | $0 | $5 | 0.03% |
| RUTH D ELLSWORTH3 | 6927 S JASPER DR SPOKANE, WA 99224 | AFLAC | $3 | $0 | $3 | 0.02% |
| CRAIG A HANSEN3 | 6848 RIVERDALE DR SE TUMWATER, WA 98501 | AFLAC | $2 | $0 | $2 | 0.01% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA M HELDEROP | 10509 NE 120TH PL KIRKLAND, WA 98034 | AFLAC | $1 | $0 | $1 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $1 | $0 | $1 | 0.01% |
| ADVANCED BENEFITS3 | 2448 W MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | NORTHWEST DENTAL BENEFITS | $806 | $0 | $806 | 5.77% |
| ADVANCED BENEFITS3 | 2448 W MERRITT CREEK LOOP COEUR D ALENE, ID 83814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 13.09% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD., STE 500 LONG BEACH, CA 90807 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $185 | $0 | $185 | 2.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | 178 | $1.2M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | 178 | $1.2M |
| Vision | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | 178 | $1.2M |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $51K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $35K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $8K |
| Prescription drug | BLUE CROSS OF IDAHO HEALTH SERVICES, INC | 178 | $1.2M |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 178 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.