| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $40K | — | $40K | 10.00% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $29K | — | $29K | 10.00% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $28K | — | $28K | 10.00% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | FEDERAL INSURANCE COMPANY | $8K | $62 | $9K | 15.11% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SALT LAKE CITY, UT 84111 | HARTFORD LIFE AND ACCIDENT | $374 | — | $374 | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD OF IDAHO, INC. EIN 82-0206874 UNRELATED | Non-monetary compensation; Claims processing; Insurance brokerage commissions and fees; Contract Administrator; Direct payment from the plan; Other services; Float revenue Service code 12 | — | $6.7M |
| ZELIS CLAIMS INTEGRITY, LLC EIN 86-1040704 UNRELATED | Claims processing; Direct payment from the plan Service code 12 | — | $1.0M |
| DELTA DENTAL OF IDAHO EIN 82-0299431 UNRELATED | Contract Administrator; Direct payment from the plan Service code 13 | — | $566K |
| AMERICAN UNITED LIFE INSURANCE COMP EIN 35-0145825 UNRELATED | Contract Administrator; Direct payment from the plan Service code 13 | — | $371K |
| MEDIMPACT EIN 33-0567651 UNRELATED | Direct payment from the plan; Contract Administrator Service code 13 | — | $221K |
| VISION SERVICE PLAN EIN 23-7089668 UNRELATED | Contract Administrator; Direct payment from the plan Service code 13 | — | $198K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,290 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 94 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD OF IDAHO, INC. | 12,384 | $1.6M |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 776 | $293K |
| Stop-loss / reinsurancereinsurance | REGENCE BLUESHIELD OF IDAHO, INC. | 12,384 | $1.6M |
| Other(6 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 19,589 | $828K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,589 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.