No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD NONE | Claims processing; Direct payment from the plan Service code 12 | 3645 S ALICE ST HELENA, MT 59601 | $578K |
| REHN AND ASSOCIATES NONE | Direct payment from the plan; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | PO BOX 5433 SPOKANE, WA 99205 | $177K |
| ALLIANT INSURANCE SERVICES NONE | Consulting (general); Direct payment from the plan Service code 16 | PO BOX 8377 PASADINA, CA 91109 | $112K |
| CLIFTONLARSONALLEN EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $105K |
| HEALTHJOY NONE | Other services; Direct payment from the plan Service code 49 | PO BOX 776932 CHICAGO, IL 606775932 | $80K |
| SMITH RX NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 124025 DALLAS, TX 753124025 | $64K |
| DELTA DENTAL NONE | Direct payment from the plan; Claims processing Service code 12 | 400 FAIRVIEW AVE N, STE 800 SEATTLE, WA 98109 | $53K |
| RENALOGIC NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 3890 SEATTLE, WA 981243890 | $51K |
| INTERLINK NONE | Other services; Direct payment from the plan Service code 49 | 4660 NE BELKNAP CT. STE 209 HILLSBORO, OR 97124 | $24K |
| MEDIMPACT NONE | Claims processing; Direct payment from the plan Service code 12 | 10181 SCRIPPS GATEWAY COURT SAN DIEGO, CA 92131 | $20K |
| DOUGLAS WILSON AND COMPANY, PC EIN 81-0446334 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $18K |
| ANCHOR BENEFIT CONSULTING NONE | Direct payment from the plan; Other services Service code 49 | 2400 MAITLAND CENTER PKWY #111 MAITLAND, FL 32751 | $14K |
| IT STARTS WITH ME NONE | Other services; Direct payment from the plan Service code 49 | 29 FIRST MISSOULA ROAD MISSOULA, MT 59804 | $14K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $13K |
| CRX INTERNATIONAL NONE | Direct payment from the plan; Claims processing Service code 12 | — | $10K |
| NAVIHEALTH, INC. NONE | Direct payment from the plan; Other services Service code 49 | PO BOX 744204 ATLANTA, GA 30374 | $9K |
| MILODRAGOVICH, DALE, STEINBRENNER EIN 81-0368535 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,079 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 54 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD OF MONTANA | 269 | $616K |
| Vision | BLUE CROSS BLUE SHIELD OF MONTANA | 269 | $616K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MONTANA | 269 | $616K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 1,113 | $937K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.