No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JCCS EMPLOYEE BENEFITS EIN 81-0348775 ACCOUNTING, ADMIN | Plan Administrator; Accounting (including auditing) Service code 10 | — | $132K |
| ALLIANT INSURANCE SERVICES CONSULTING | Consulting (general) Service code 16 | PO BOX 8377 PASADINA, CA 91109 | $86K |
| REHN AND ASSOCIATES PLAN ADMINISTRATION | Plan Administrator; Accounting (including auditing) Service code 10 | PO BOX 5433 SPOKANE, WA 99205 | $59K |
| MEDIMPACT PBM PARTNER | Claims processing Service code 12 | 10181 SCRIPPS GATEWAY COURT SAN DIEGO, CA 92131 | $30K |
| NAVIHEALTH, INC. ADMINISTRATION | Other services; Direct payment from the plan Service code 49 | PO BOX 744204 ATLANTA, GA 30374 | $14K |
| DOUGLAS WILSON AND COMPANY, P.C. EIN 81-0446334 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $13K |
| MILODRAGOVICH, DALE, STEINBRENNER EIN 81-0368535 LEGAL | Legal Service code 29 | — | $9K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 SECURITIES BROKERAGE | Contract Administrator Service code 13 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 1,129 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.