| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INSURANCE, INC | 1600 BROADWAY 9TH FLOOR DENVER, CO 80202 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | — | $204K | $204K | 3.01% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INSURANCE INC | 1600 BRAODWAY 9TH FLOOR DENVER, CO 80202 | PRINCIPAL LIFE INSURANCE COMPANY | $61K | — | $61K | 7.93% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INSURANCE, INC | 499 WEST SHERIDAN AVENUE SUITE 2700 OKLAHOMA CITY, OK 73102 | BLUECROSS BLUESHIELD OF TEXAS | $13K | — | $13K | 2.80% |
| E F G & M LP3 | 595 ROUND ROCK WEST DRIVE SUITE 205 ROUND ROCK, TX 78681 | BLUECROSS BLUESHIELD OF TEXAS | $5K | $2K | $7K | 1.49% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INSURANCE INC | 1600 BROADWAY 9TH FLOOR DENVER, CO 80202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 10.42% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INS INC | 1600 NORTH BROADWAY 0TH FLOOR DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 11.33% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INSURANCE, INC. | 1600 N BROADWAY 9TH FLOOR DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE | $5K | — | $5K | 17.24% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INS INC | 1600 NORTH BROADWAY 9TH FLOOR DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 11.52% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INS INC | 1600 NORTH BROADWAY 9TH FLOOR DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 16.11% |
| BOK FINANCIAL INSURANCE3 Filed as: BOK FINANCIAL INS INC | 1600 NORTH BROADWAY 9TH FLOOR DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 977 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 556 | $7.2M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 208 | $470K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 610 | $68K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 808 | $772K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 808 | $772K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 808 | $772K |
| Other(6 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 808 | $875K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 808 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.