| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1201 W CYPRESS CREEK RD., STE. 130 FORT LAUDERDALE, FL 33309 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $92K | $0 | $92K | 14.29% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $7K | $0 | $7K | 1.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | UNKNOWN UNKNOWN, PA 00000 | SIMNSA | $22K | $0 | $22K | 7.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1661 WORTHINGTON AVE., STE. 175 WEST PALM BEACH, FL 33409 | STANDARD INSURANCE COMPANY | $16K | $0 | $16K | 11.73% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | STANDARD INSURANCE COMPANY | $0 | $5K | $5K | 3.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 595 STEWART AVE., STE. 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 2.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | PO BOX 5727 FORT LAUDERDALE, FL 33010 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 1.59% |
| JIM FRENCH3 | 737 BISHOP ST., STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $4K | $0 | $4K | 2.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1661 WORTHINGTON AVE., STE. 175 WEST PALM BEACH, FL 33409 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 5.91% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 1.93% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 595 STEWART AVE., STE. 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 1.42% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | PO BOX 5727 FORT LAUDERDALE, FL 33010 | STANDARD INSURANCE COMPANY | $0 | $655 | $655 | 0.54% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $61K | $0 | $61K | 52.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1201 W CYPRESS CREEK RD., STE. 130 FORT LAUDERDALE, FL 33309 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26K | $0 | $26K | 22.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1661 WORTHINGTON AVE., STE. 175 WEST PALM BEACH, FL 33409 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 9.62% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 595 STEWART AVE., STE. 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 2.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1661 WORTHINGTON AVE., STE. 175 WEST PALM BEACH, FL 33409 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 9.55% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 595 STEWART AVE., STE. 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 2.31% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1661 WORTHINGTON AVE., STE. 175 WEST PALM BEACH, FL 33409 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 9.34% |
| KEELER & ASSOCIATES3 Filed as: KEELER AND ASSOCIATES | 211 S 23RD ST. PLATTSMOUTH, NE 68048 | STANDARD INSURANCE COMPANY | $0 | $2K | $2K | 3.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NY INC. | 595 STEWART AVE., STE. 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | $949 | $0 | $949 | 1.98% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | PO BOX 5727 FORT LAUDERDALE, FL 33010 | STANDARD INSURANCE COMPANY | $0 | $735 | $735 | 1.53% |
| FRINGE INSURANCE BENEFITS, INC.3 | 11910 ANDERSON MILL ROAD AUSTIN, TX 78726 | NATIONWIDE LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY LLC | 360 EAST VINE STREET, STE. 200 LEXINGTON, KY 40507 | NATIONWIDE LIFE INSURANCE COMPANY | -$127 | $0 | -$127 | -0.42% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF FLORIDA INC. | 1201 W. CYPRESS CREEK, SUITE 1300 FORT LAUDERDALE, FL 33309 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $2K | $0 | $2K | 15.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 225 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 15 | $157K |
| Dental | STANDARD INSURANCE COMPANY | 322 | $140K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 602 | $692K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 595 | $238K |
| Short-term disability | STANDARD INSURANCE COMPANY | 250 | $71K |
| Long-term disability | STANDARD INSURANCE COMPANY | 253 | $50K |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 8 | $126K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 415 | $644K |
| Other(3 contracts, 3 carriers) | SIMNSA | 216 | $439K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.