| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 8430 ENTERPRISE CIR SUITE 110 LAKEWOOD RANCH, FL 34202 | HEALTH OPTIONS | $42K | $0 | $42K | 6.07% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST | 5664 PRAIRIE CREEK DRIVE SE CALEDONIA, MI 49316 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $0 | $8K | 8.69% |
| ACRISURE LLC3 | 2625 W PETERSON AVE CHICAGO, IL 60659 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.49% |
| ACRISURE LLC3 | 8430 ENTERPRISE CIR SUITE 110 LAKEWOOD RANCH, FL 34202 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | $0 | $6K | 6.07% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 17.72% |
| BOZER & ASSOCIATES LLC3 | 5317 FRUITEVILLE RD SUITE 11 SARASOTA, FL 34232 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 13.30% |
| JENNIFER FRANCEY TAGGART3 Filed as: JENNIFER TAGGART | 6405 CORAL CREEK COURT ELLENTON, FL 34222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 6.49% |
| SHERI CROOK INC3 | 2151 COOK LANE ALVA, FL 33920 | CONTINENTAL AMERICAN INSURANCE COMPANY | $763 | $0 | $763 | 4.60% |
| BRYANT P LAROSA3 | 6450 LINCOLN ROAD BRADENTON, FL 34203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $353 | $0 | $353 | 2.13% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 N PALM HARBOR, FL 34683 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 177 | $795K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 326 | $96K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 150 | $10K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 326 | $96K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 326 | $96K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 326 | $96K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 93 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.