| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 8430 ENTERPRISE CIR SUITE 110 LAKEWOOD RANCH, FL 34202 | HEALTH OPTIONS | $31K | $0 | $31K | 6.00% |
| ACRISURE LLC3 | 8430 ENTERPRISE CIR SUITE 110 LAKEWOOD RANCH, FL 34202 | BLUE CROSS BLUE SHIELD OF FLORIDA | $5K | $0 | $5K | 6.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST | 5664 PRAIRIE CREEK DRIVE SE CALEDONIA, MI 49316 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 8.66% |
| ACRISURE LLC3 | PO BOX 2897 EVANS, GA 30809 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $326 | $326 | 0.45% |
| LASSITER WARE3 Filed as: LASSITER WATE INC | 1317 CITIZENS BLVD LEESBURG, FL 34748 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $271 | $271 | 0.38% |
| ALLTRUST INSURANCE3 | — | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
| ALLTRUST INSURANCE3 | 2965 ALT 19 PALM HARBOR, FL 34683 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 19.60% |
| BOZER & ASSOCIATES LLC3 | 5317 FRUITEVILLE RD SUITE 11 SARASOTA, FL 34232 | CONTINENTAL AMERICAN INSURANCE COMPANY | $697 | $0 | $697 | 10.03% |
| JENNIFER FRANCEY TAGGART3 Filed as: JENNIFER TAGGART | 6405 CORAL CREEK COURT ELLENTON, FL 34222 | CONTINENTAL AMERICAN INSURANCE COMPANY | $501 | $0 | $501 | 7.21% |
| BRYANT P LAROSA3 | 6450 LINCOLN ROAD BRADENTON, FL 34203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $495 | $0 | $495 | 7.12% |
| SHERI CROOK INC3 | 2151 COOK LANE ALVA, FL 33920 | CONTINENTAL AMERICAN INSURANCE COMPANY | $355 | $0 | $355 | 5.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 138 | $598K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 194 | $72K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 116 | $8K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 194 | $72K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 194 | $72K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 194 | $72K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 63 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.