| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PLACE CHICAGO, IL 60673 | KAISER FOUNDATION HEALTH PLAN REGION | $13K | — | $13K | 3.53% |
| ROBERT M GEARHART3 Filed as: ROBERT GEARHART | 12 SHORE DR. POLAND, OH 445143400 | KAISER FOUNDATION HEALTH PLAN REGION | $7K | — | $7K | 1.83% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | NORTHERN TRUST BANK 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 15.21% |
| BROKER'S ALLIANCE OF OHIO, INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC. | 12 SHORE DRIVE. POLAND, OH 44514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 4.79% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | NORTHERN TRUST BANK 75 REMITTANCE DRIVE, SUITE 1446 CHICAGO, IL 60675 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 14.99% |
| BROKER'S ALLIANCE OF OHIO, INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC. | 12 SHORES DRIVE PORTLAND, OH 44514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DRIVE #1943 CHICAGO, IL 60675 | VISION SERVICE PLAN | $591 | — | $591 | 3.00% |
| BROKER'S ALLIANCE OF OHIO, INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC. | DBA DC WELLNESS 12 SHORE DR. POLAND, OH 445143400 | VISION SERVICE PLAN | $504 | — | $504 | 2.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | NORTHERN TRUST BANK 75 REMITTANCE DR. SUITE 1446 CHICAGO, IL 60675 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.15% |
| BROKER'S ALLIANCE OF OHIO, INC.3 | 12 SHORES DRIVE POLAND, OH 44514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $888 | — | $888 | 4.85% |
| THE SCHELLER BRADFORD GROUP3 | 463 OHIO PIKE SUITE 303 CINCINNATI, OH 45255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $519 | — | $519 | 20.00% |
| THE SCHELLER BRADFORD GROUP3 | 463 OHIO PIKE SUITE 303 CINCINNATI, OH 45255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $460 | — | $460 | 19.98% |
| THE SCHELLER BRADFORD GROUP3 | 463 OHIO PIKE SUITE 303 CINCINNATI, OH 45255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $130 | — | $130 | 10.02% |
| THE SCHELLER BRADFORD GROUP3 | 463 OHIO PIKE SUITE 303 CINCINNATI, OH 45255 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $127 | — | $127 | 11.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | NORTHERN TRUST BANK 75 REMITTANCE DR. SUITE 1446 CHICAGO, IL 60675 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $182 | — | $182 | 16.34% |
| BROKER'S ALLIANCE OF OHIO, INC.3 Filed as: BROKER'S ALLIANCE OF OHIO INC. | 12 SHORES DRIVE POLAND, OH 44514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $80 | — | $80 | 7.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 55 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN REGION | 98 | $370K |
| Vision | VISION SERVICE PLAN | 117 | $20K |
| Life insurance(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 210 | $62K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 69 | $25K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 127 | $21K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN REGION | 98 | $370K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 210 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.