| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 500 THE WOODLANDS, TX 77380 | UNITEDHEALTHCARE INSURANCE COMPANY | $2.5M | — | $2.5M | 2.98% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 500 THE WOODLANDS, TX 77380 | METROPOLITAN LIFE INSURANCE COMPANY | $1.1M | — | $1.1M | 8.33% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE S SUITE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $265K | — | $265K | 1.95% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 700 W HILLSBORO BLVD BUILDING 2, SUITE 2-102 DEERFIELD BEACH, FL 334411612 | METROPOLITAN LIFE INSURANCE COMPANY | — | $48K | $48K | 0.35% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $254K | — | $254K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $198K | — | $198K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $155K | — | $155K | 4.51% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $144K | — | $144K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $80K | — | $80K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $76K | — | $76K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $19K | — | $19K | 4.56% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $12K | — | $12K | 4.53% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $5K | — | $5K | 4.50% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SVCS INC. | PO BOX 632886 CINCINNATI, OH 45263 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 12.50% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SVCS INC. | PO BOX 632886 CINCINNATI, OH 45263 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 12.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 250 THE WOODLANDS, TX 77380 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $3K | — | $3K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 500 THE WOODLANDS, TX 77380 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 14.01% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE S SUITE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.67% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 700 W HILLSBORO BLVD BUILDING 2, SUITE 2-102 DEERFIELD BEACH, FL 334411612 | METROPOLITAN LIFE INSURANCE COMPANY | — | $195 | $195 | 0.55% |
| QUEST INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DRIVE SUITE 500 THE WOODLANDS, TX 77380 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 20.96% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE S SUITE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 6.99% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 700 W HILLSBORO BLVD BUILDING 2, SUITE 2-102 DEERFIELD BEACH, FL 334411612 | METROPOLITAN LIFE INSURANCE COMPANY | — | $93 | $93 | 0.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 26,169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 312 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 26,481 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 6 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 19,670 | $107.1M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.8M |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.8M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.6M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 313 | $2.3M |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 20,860 | $13.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,860 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.