| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JENNIFER ALLBRIGHT3 | 11780 WALDING RD MONTGOMERY, TX 77356 | HUMANA | $210K | — | $210K | 1.67% |
| ANNA B CORTEZ3 | 100 COMMERCIAL CIR STE B CONROE, TX 77304 | HUMANA | $165K | — | $165K | 1.31% |
| JENIFER ALLBRIGHT3 | 100 COMMERCIAL CIR STE B CONROE, TX 77304 | METROPOLITAN LIFE INSURANCE COMPANY | $121K | — | $121K | 4.50% |
| QUEST INSURANCE AGENCY LLC3 | 100 COMMERCIAL CIR STE B CONROE, TX 77304 | METROPOLITAN LIFE INSURANCE COMPANY | $79K | — | $79K | 2.93% |
| BENEFITS TECHNOLOGIES LLC3 | 1200 E TAFT AVE C/O BENTEC 10 SAPULPA, OK 74066 | METROPOLITAN LIFE INSURANCE COMPANY | $74K | — | $74K | 2.73% |
| R WOOD RESTORATION3 | 7927 KAVANAGH CT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 4.01% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 3.91% |
| THE SOUTHERN REGION LLC3 Filed as: THE SOUTHERN REGION LLC-PATSEL | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 3.91% |
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES | 1200 E TAFT AVE SAPULPA, OK 74066 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $3K | — | $3K | 2.63% |
| QUESTCO INSURANCE AGENCY LLC3 | 480 WILDWOOD FOREST DR SUITE 500 THE WOODLANDS, TX 77380 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $1K | — | $1K | 1.35% |
| JENNIFER ALLBRIGHT3 | 100 COMMERCIAL CIRCLE STE B CONROE, TX 77304 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $1K | — | $1K | 1.28% |
| RAYMOND LOPEZ3 | 7224 KYLE COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $262 | — | $262 | 0.25% |
| KC WOOD3 | 7224 KYLE COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $262 | — | $262 | 0.25% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 00830 | CHUBB | $45K | — | $45K | 67.51% |
| QUESTCO HOLDINGS INC.3 | 480 WILDWOOD FOREST DR. STE 500 THE WOODLANDS, TX 77380 | CHUBB | $18K | — | $18K | 26.80% |
| JENNIFER ALLBRIGHT3 | 11780 WALDING RD MONTGOMERY, TX 77356 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 10.23% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FIN SVC INC | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 5.00% |
| US BENTEC WORKPLACE SOLUTIONS3 | 99 WOOD AVE SOUTH STE 501 ISELIN, NJ 00830 | CHUBB | $28K | — | $28K | 52.67% |
| QUESTCO HOLDINGS INC.3 | 480 WILDWOOD FOREST DR. STE 500 THE WOODLANDS, TX 77380 | CHUBB | $11K | — | $11K | 20.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,556 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,556 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA | 1,556 | $12.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.7M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.7M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.7M |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.8M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.8M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 11,445 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,445 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.