| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7, STE C BATON ROUGE, LA 70806 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $21K | $3K | $24K | 4.26% |
| CREATIVE EMPLOYEE BENEFIT SERVICES3 | PO BOX 83278 BATON ROUGE, LA 70884 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | $1K | $16K | 20.43% |
| LULA D HOTARD3 | 184 ST. CALAIS PLACE MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 3.29% |
| MATTHEW MEHLON3 | PO BOX 80521 BATON ROUGE, LA 70898 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $175 | $2K | 2.43% |
| TABITHA DAY3 | 13384 REID DR. GONZALES, LA 70737 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $506 | $2K | 2.42% |
| SHANNON S KNAPPS3 | 11015 MCCULOUGH RD ZACHARY, LA 70791 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $141 | $2K | 2.25% |
| LEE E FRITZE3 | 150 TUDOR AVE NEW ORLEANS, LA 70123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $177 | $55 | $232 | 0.29% |
| G BARILLEAUX & ASSOCIATES INC3 | 105 KOHEN LUKE DR LAFAYETTE, LA 70506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $193 | $10 | $203 | 0.25% |
| WHITNEY FRITZE3 | 150 TUDOR AVE NEW ORLEANS, LA 70123 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $138 | $24 | $162 | 0.20% |
| RUTHIE A LAGRONE3 | 3255 MORNING GLORY AVE BATON ROUGE, LA 70808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53 | — | $53 | 0.07% |
| CHARLINE PARKER3 | 6390 TWIN BRIDGES RD ALEXANDRIA, LA 71303 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | — | $36 | 0.05% |
| JS YOUNG AND ASSOCIATES3 | 1040 CYPRESS CROSSING DR MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.04% |
| SCARLETT PARKER3 | 19 GRANDBABY LANE HATTIESBURG, LA 39402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7, STE C BATON ROUGE, LA 70806 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $555 | $6K | 14.65% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7, STE C BATON ROUGE, LA 70806 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 18.33% |
| SOUTHERN NATIONAL LIFE INSURANCE CO3 | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 6.16% |
| SOUTHERN NATL MARKETING CO3 | 7059 JEFFERSON HWY BATON ROUGE, LA 70809 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $941 | $941 | 5.78% |
| DONALD R MASSAD, APC3 | 6700 JEFFERSON HWY BLDG 7, STE C BATON ROUGE, LA 70806 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $877 | — | $877 | 6.82% |
| ENROLLEASE3 | 660 YORK STREET STE 102 SAN FRANCISCO, CA 94110 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $202 | — | $202 | 1.57% |
| THE PRODUCERS GROUP, INC3 Filed as: THE PRODUCERS GROUP | 151 POMPANO DR HATTIESBURG, MS 39402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9 | — | $9 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 70 | $567K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 145 | $44K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 145 | $44K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 127 | $109K |
| Long-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 127 | $16K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 70 | $567K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 65 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.