| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 4386 MISSOULA, MT 598064386 | METROPOLITAN LIFE INSURANCE CO | $13K | $38 | $13K | 16.04% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | PO BOX 743979 LOS ANGELES, CA 900743797 | METROPOLITAN LIFE INSURANCE CO | $5K | — | $5K | 6.35% |
| MARSH & MCLENNAN AGENCY LLC3 | 250 PEHLE AVE STE 400 PARK 80 PLAZA SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE CO | — | $1K | $1K | 1.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE | PO BOX 30638 BILLINGS, MT 591070638 | METROPOLITAN LIFE INSURANCE CO | — | $190 | $190 | 0.24% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD STE 400 LOVELAND, OH 451408320 | METROPOLITAN LIFE INSURANCE CO | — | $19 | $19 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | PO BOX 4386 MISSOULA, MT 598064386 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 9.96% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | 9725 3RD AVE NE STE 110 SEATTLE, WA 981152071 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.13% |
| KATHLEEN THERESA VOKRAL3 | 2110 OVERLAND AVE BILLINGS, MT 59102 | AFLAC | $915 | — | $915 | 5.93% |
| MR. KIM CUMMINGS3 | 1739 PARKHILL DR BILLINGS, MT 59102 | AFLAC | $425 | — | $425 | 2.75% |
| J KAUFMANN INSURANCE, INC3 Filed as: J KAUFMANN INSURANCE INC | 1601 LEWIS AVE STE 216 BILLINGS, MT 59102 | AFLAC | $376 | $5 | $381 | 2.47% |
| DEANNE M CUMMINGS3 | PO BOX 21897 BILLINGS, MT 59104 | AFLAC | $320 | — | $320 | 2.07% |
| JAE A HATZELL3 | 3222 40TH ST W BILLINGS, MT 59106 | AFLAC | $138 | — | $138 | 0.89% |
| J THEIS & ASSOCIATES INC3 | 505 ROUNDHOUSE DR LAUREL, MT 59044 | AFLAC | $109 | — | $109 | 0.71% |
| HOLLY SUZANNE LAKE3 | 5228 GOLDEN HOLLOW RD BILLINGS, MT 59101 | AFLAC | $59 | $14 | $73 | 0.47% |
| NICOLE NEVILLE3 | 1140 MARY ST BILLINGS, MT 59105 | AFLAC | $32 | $11 | $43 | 0.28% |
| JANA BECKERLEY3 | 2130 DAHALA LN BILLINGS, MT 59102 | AFLAC | $25 | — | $25 | 0.16% |
| JAMES R HILL JR3 Filed as: JAMES R HILL JR. | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $19 | — | $19 | 0.12% |
| CRAIG MICHELSEN3 | 426 TOPAZ DR SANTAQUIN, UT 84655 | AFLAC | $10 | — | $10 | 0.06% |
| JAKE KAUFMANN3 | 2048 OVERLAND STE 202 BILLINGS, MT 59102 | AFLAC | $10 | — | $10 | 0.06% |
| SUSAN M KAHN3 | 8625 CUT THROAT DR BILLINGS, MT 59106 | AFLAC | $8 | — | $8 | 0.05% |
| LISA M HALL3 | 686 W MOGUL LOOP APT 102 HAYDEB, ID 83835 | AFLAC | $6 | — | $6 | 0.04% |
| DAWN D SHEUE3 | PO BOX 3986 JACKSON, WY 83001 | AFLAC | $5 | — | $5 | 0.03% |
| CASEY DALE HOBSON3 | 13320 W REDWICK DR BOISE, ID 83713 | AFLAC | $2 | — | $2 | 0.01% |
| JAMES A PORTER3 | 223 STILLWATER CREEK DR BOZEMAN, MT 59718 | AFLAC | $1 | — | $1 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $328 | — | $328 | 14.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 168 | $152K |
| Vision(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 168 | $152K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 129 | $81K |
| Short-term disability | METROPOLITAN LIFE INSURANCE CO | 0 | $79K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 127 | $87K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE CO | 131 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.