PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. ALTERNATIVES, INC.

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 81-0382745

ALTERNATIVES, INC.

1001 SOUTH 27TH STREET · BILLINGS, MT 59101
4062949609
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$233K
No prior year
Persons covered
153
No prior year
Total participants
153
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$233K
ALTERNATIVES, INC. GROUP BENEFITS PLAN
Mixed153 covered·3 carriers
Primary: PRINCIPAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$109K30.2%
Vision$109K30.2%
Other$75K20.6%
Long-term disability$35K9.7%
Life$34K9.3%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$110K47.3%14153
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DV
$109K47.0%11141
AFLAC
EIN 581167100
$13K5.7%1116

Broker overview

17 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCMISSOULA, MTPRINCIPAL LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY$27K$4K$32K80.6%1
CONNEXION INSURANCE SOLUTIONSSEATTLE, WAPRINCIPAL LIFE INSURANCE COMPANY$0$5K$5K11.6%1
DMWC LLCBILLINGS, MTAFLAC$2K$66$2K4.2%1
KATHLEEN THERESA VOKRALBILLINGS, MTAFLAC$309$11$3200.8%1
MR. KIM CUMMINGSBILLINGS, MTAFLAC$309$0$3090.8%1
DEANNE M CUMMINGSBILLINGS, MTAFLAC$191$0$1910.5%1
J KAUFMANN INSURANCE, INCBILLINGS, MTAFLAC$169$0$1690.4%1
BAILIE ANDERSONPARK CITY, MTAFLAC$121$11$1320.3%1
JAE A HATZELLBILLINGS, MTAFLAC$126$0$1260.3%1
BENJAMIN FRALEYBILLINGS, MTAFLAC$94$0$940.2%1
J THEIS & ASSOCIATES INCLAUREL, MTAFLAC$71$0$710.2%1
JAMES R HILL JRGREENSBORO, NCAFLAC$15$0$150.0%1
JANA BECKERLEYBILLINGS, MTAFLAC$12$0$120.0%1
CRAIG MICHELSENSANTAQUIN, UTAFLAC$8$0$80.0%1
LISA M HALLHAYDEN, IDAFLAC$4$0$40.0%1
DAWN D SHEUEJACKSON, WYAFLAC$2$0$20.0%1
PAUL Q GRANTTUMWATER, WAAFLAC$1$0$10.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica