See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 ADMIN SERVICES | Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Claims processing; Other services Service code 12 | — | $1.5M |
| FIDELITY INVESTMENTS INSTITUTIONAL EIN 04-2647786 RECORDKEEPER | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $919K |
| BENEFIT OUTSOURCING SOLUTIONS INC EIN 38-3370067 BENEFIT ELIG ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $578K |
| WILLIS TOWERS WATSON DELAWARE INC. EIN 53-0181291 ACTUARY | Recordkeeping and information management (computing, tabulating, data processing, etc.); Actuarial; Direct payment from the plan; Consulting (pension); Participant communication Service code 11 | — | $276K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $167K |
| IBM EIN 13-0871985 CONSULTANT | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $89K |
| HARTER SECREST EMERY LLP EIN 16-0766172 LEGAL COUNSEL | Legal; Direct payment from the plan Service code 29 | — | $67K |
| SSDC SERVICES CORP EIN 38-3357459 ADMIN SERVICES | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Direct payment from the plan; Participant communication Service code 15 | — | $67K |
| CHIPTON-ROSS EIN 39-1341435 CONTRACT LABOR | Plan Administrator; Participant communication; Copying and duplicating; Contract Administrator; Employee (plan); Legal; Direct payment from the plan Service code 13 | — | $51K |
| STATE STREET BANK AND TRUST COMPANY EIN 04-1867445 TRUSTEE | Trustee (directed); Investment management; Direct payment from the plan; Other fees Service code 25 | — | $35K |
| KES MAIL INC EIN 74-3075854 COMM SERVICE | Direct payment from the plan; Other services Service code 49 | — | $30K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 INVESTMENT MGR | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Direct payment from the plan Service code 50 | — | $29K |
| OSI CONSULTING INC EIN 95-4844560 CONSULTANT | Direct payment from the plan; Consulting (general) Service code 16 | — | $25K |
| ERNST & YOUNG CONSULTANT | Other fees; Direct payment from the plan Service code 50 | FIVE TIMES SQUARE NEW YORK, NY 10036 | $19K |
| BLUE CONCEPTUAL MARKETING INC EIN 95-4681929 COMM SERVICE | Participant communication; Direct payment from the plan Service code 38 | — | $14K |
| EPLUS TECHNOLOGY INC EIN 54-1904151 IT HARDWARE | Other services; Direct payment from the plan Service code 49 | — | $14K |
| OPEN TEXT INC EIN 36-3811517 COMPUTER SERVICE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $7K |
| CDW DIRECT LLC COMPUTER SERVICE | Other services; Direct payment from the plan Service code 49 | 75 TRI-STATE INTERNATIONAL LINCOLNSHIRE, IL 60069 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 47,932 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3,476 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 51,408 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | EMBLEM HEALTH | 7 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.