See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES LLC EIN 36-2235791 RECORDKEEPER | Other fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $1.4M |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 ADMIN SERVICES | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Float revenue; Other services; Direct payment from the plan Service code 12 | — | $919K |
| BENEFIT OUTSOURCING SOLUTIONS INC EIN 38-3370067 BENEFIT ELG ADMIN | Contract Administrator; Direct payment from the plan Service code 13 | — | $580K |
| WILLIS TOWERS WATSON DELAWARE INC. EIN 53-0181291 ACTUARY | Consulting (pension); Participant communication; Actuarial; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 11 | — | $209K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $134K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 INVESTMENT MGR | Direct payment from the plan; Investment management Service code 28 | — | $103K |
| TRUVEN HEALTH ANALYTICS INC EIN 06-1467923 DATA WAREHOUSING | Direct payment from the plan; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $94K |
| HARTER SECREST EMERY LLP EIN 16-0766172 LEGAL COUNSEL | Legal; Direct payment from the plan Service code 29 | — | $60K |
| STATE STREET BANK & TRUST CO EIN 04-1867445 TRUSTEE | Investment management; Direct payment from the plan; Trustee (directed); Other fees Service code 25 | — | $46K |
| SEYFARTH SHAW LLP EIN 36-2152202 LEGAL COUNSEL | Legal; Direct payment from the plan Service code 29 | — | $40K |
| SSDC SERVICES CORP EIN 38-3357459 ADMIN SERVICES | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Participant communication; Other fees; Other services Service code 15 | — | $40K |
| CHIPTON-ROSS EIN 39-1341435 CONTRACT LABOR | Copying and duplicating; Plan Administrator; Contract Administrator; Employee (plan); Legal; Direct payment from the plan; Participant communication Service code 13 | — | $39K |
| FIDELITY INVESTMENTS INSTITUTIONAL EIN 04-2647786 RECORDKEEPER | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $35K |
| MERCER EIN 13-2834414 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $26K |
| KES MAIL INC EIN 74-3075854 COMM SERVICE | Other services; Direct payment from the plan Service code 49 | — | $17K |
| EPLUS TECHNOLOGY INC EIN 54-1904151 IT HARDWARE | Direct payment from the plan; Other services Service code 49 | — | $16K |
| O'CONNOR DAVIES MUNNS & DOBBINS LLP EIN 13-3385019 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $15K |
| OSI CONSULTING INC EIN 95-4844560 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $11K |
| HERRONPALMER LLC CONSULTANT | Direct payment from the plan; Other services Service code 49 | 10230 HUMBOLDT AVE SOUTH BLOOMINGTON, MN 55431 | $11K |
| ERNST & YOUNG CONSULTANT | Other fees; Direct payment from the plan Service code 50 | FIVE TIMES SQUARE NEW YORK, NY 10036 | $8K |
| BLUE COMMUNICATIONS EIN 95-4681929 COMM SERVICE | Direct payment from the plan; Participant communication Service code 38 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57,585 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12,708 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 70,293 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH & LIFE INSURANCE COMPANY | 2,352 | $591K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,783 | $452K |
| Other(2 contracts, 2 carriers) | MONUMENTAL LIFE INSURANCE COMPANY | 712 | $831K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.