See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MVI ADMINISTRATORS INC EIN 33-0393692 ADMINISTRATOR | Plan Administrator Service code 14 | 1011 CAMINO DEL RIO SOUTH STE 300 SAN DIEGO, CA 92108 | $151K |
| BARNEY & BARNEY EIN 95-2156846 BROKER | Insurance agents and brokers Service code 22 | PO BOX 85638 SAN DIEGO, CA 921865638 | $89K |
| MELISSA W. COOK & ASSOCIATES EIN 95-3245809 ATTORNEY | Legal Service code 29 | 3444 CAMINO DEL RIO NORTH SUITE 106 SAN DIEGO, CA 92108 | $37K |
| ALLEN LAWRENCE & ASSOCIATES, INC EIN 95-2774510 BROKER | Insurance agents and brokers Service code 22 | 7033 OWENSMOUTH AVE CANOGA PARK, CA 913032006 | $19K |
| LEAF & COLE, LLP EIN 95-2076568 AUDITOR | Accounting (including auditing) Service code 10 | 2810 CAMINO DEL RIO SOUTH SUITE 200 SAN DIEGO, CA 92108 | $15K |
| CAL-VALLEY INSURANCE SERVICES, INC EIN 77-0150866 BROKER | Insurance agents and brokers Service code 22 | 5070 N 6TH STE 155 FRESNO, CA 93710 | $12K |
| INTERWEST INSURANCE SERVICES, INC EIN 68-0266090 BROKER | Insurance agents and brokers Service code 22 | 3636 AMERICAN RIVER DR 2ND FLOOR SACRAMENTO, CA 95864 | $11K |
| CDS CORP DBA CDS INSURANCE SERVICES EIN 95-4448832 BROKER | Insurance agents and brokers Service code 22 | 2001 E FINANCIAL WY STE 200 GLENDORA, CA 91741 | $9K |
| SITZMANN & MORRIS INC INSURANCE EIN 94-2661412 BROKER | Insurance agents and brokers Service code 22 | 3697 MT DIABLO BLVD STE 100 LAFAYETTE, CA 945493745 | $7K |
| MICHAEL J MINNEY EIN 33-0801025 BROKER | Insurance agents and brokers Service code 22 | PO BOX 365 POWAY, CA 92074 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 174 | $3.2M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 174 | $2.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 174 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.