| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 Filed as: CHERYL KNAPP O'BRIEN | 140 S. DOLLIVER ST SPC 104 PISMO BEACH, CA 93449 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 6.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 10904 STONY POINT DRIVE BAKERSFIELD, CA 93311 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 5.47% |
| MINERVA FLORES3 Filed as: MINERVA A FLORES | 2801 KAIBAB AVE BAKERSFIELD, CA 93306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 4.47% |
| GUERRERO SOLIS JR3 Filed as: GUERRERO SOLIS JR. | 4208 GLENBROOK AVE BAKERSFIELD, CA 93306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 2.84% |
| JOSEPH LEON LINVILLE3 Filed as: JOSEPH L LINVILLE | 8249 N BACKER AVE FRESNO, CA 93720 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 2.15% |
| SHANTELL CLARK3 | 10715 FIELDSTONE DR BAKERSFIELD, CA 93306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 2.10% |
| MIRIAM VEGA3 | 1122 LAUREL LANE SAN LUIS OBISPO, CA 93401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.82% |
| COLE & COLE INSURANCE SERVICES LLC3 | 104 W. PEDREGOSA ST SANTA BARBARA, CA 93101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.70% |
| MIRIAM VEGA3 | 1238 WOODROW AVE BAKERSFIELD, CA 93308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $338 | — | $338 | 0.19% |
| BLAS HERNANDEZ3 Filed as: BLAS E. HERNANDEZ | 1721 CLAREMONT DR OXNARD, CA 93035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $285 | — | $285 | 0.16% |
| SOUZA-FAIRLEY INSURANCE SERVICES3 Filed as: SOUZA INSURANCE SERVICES, INCL | 1909 16TH STREET SUITE 5 BAKERSFIELD, CA 93301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | 0.11% |
| MARY LOU GRAHAM3 | 1747 OFELIA WAY OXNARD, CA 93030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $132 | — | $132 | 0.07% |
| DEBRA HICKS3 | 5807 CLEAR VALLEY COURT BAKERSFIELD, CA 93313 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.06% |
| BRYAN SHOVER3 Filed as: BRYAN DOUGLAS SHOVER | 309 KNOB HILL VALDOSTA, GA 31602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | — | $72 | 0.04% |
| SHIRLEY COLE3 | 1632 CHRISTINA CT PASO ROBLES, CA 93446 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.04% |
| MICHAEL RUGGIERO3 | 2525 VIA MANTILLA CAMARILLO, CA 93010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.03% |
| BRADLEY IAN WITT3 | 450 ROSEWOOD AVE SUITE 209 CAMARILLO, CA 93010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.03% |
| JOSHUA BROGDON3 | 2789 GORDON WEBB ROAD NASHVILLE, GA 31639 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.03% |
| RICK CHANEY3 | 5558 CALIFORNIA AVE BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.02% |
| DAVID JOSHUA ABDELAZIZ3 | 331 SADDLE LEAF CIBOLO, TX 78108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| TIRZO A LOPEZ3 Filed as: TIRZO ALEXIS LOPEZ | 4368 HERADO DRIVE GUADALUPE, CA 93434 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,347 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 2,262 | $410K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 1,491 | $397K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 483 | $182K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.