| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 | 3509 STONECREEK AVENUE BAKERSFIELD, CA 93313 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.64% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 5558 CALIFORNIA AVENUE, SUITE 320C BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.63% |
| COLE & COLE INSURANCE SERVICES LLC3 | 5558 CALIFORNIA AVENUE, SUITE 310 BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 1.33% |
| MINERVA FLORES3 Filed as: MINERVA A FLORES | 2801 KAIBAB AVE BAKERSFIELD, CA 93306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 1.19% |
| GUERRERO SOLIS JR3 Filed as: GUERRERO SOLIS JR. | 1712 19TH STREET, SUITE 200 BAKERSFIELD, CA 93301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.65% |
| MIRIAM MORENO3 | 5558 CALIFORNIA AVENUE, SUITE 310 BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.41% |
| MARINA BRIGUGLIO3 | 1605 5TH AVENUE DELANO, CA 93215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $661 | — | $661 | 0.26% |
| SOUZA-FAIRLEY INSURANCE SERVICES3 | 5558 CALIFORNIA AVENUE, SUITE 320 BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $561 | — | $561 | 0.22% |
| JOSEPH LEON LINVILLE3 Filed as: JOSEPH L LINVILLE | 1951 N GATEWAY 102 FRESNO, CA 93722 | CONTINENTAL AMERICAN INSURANCE COMPANY | $473 | — | $473 | 0.19% |
| MARY LOU GRAHAM3 | 1747 OFELIA WAY OXNARD, CA 93030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $359 | — | $359 | 0.14% |
| BRYAN SHOVER3 | 309 KNOB HILL VALDOSTA, GA 31602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | — | $231 | 0.09% |
| BLAS HERNANDEZ3 | 1721 CLAREMO NT DR OXNARD, CA 93035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $208 | — | $208 | 0.08% |
| SHIRLEY COLE3 | 13400 CHEYENNE MOUNTAIN DRIVE BAKERSFIELD, CA 93314 | CONTINENTAL AMERICAN INSURANCE COMPANY | $149 | — | $149 | 0.06% |
| MICHAEL RUGGIERO3 | 2525 VIA MANTILLA CAMARILLO, CA 93010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94 | — | $94 | 0.04% |
| RICK CHANEY3 | 4310 KEY POLO WAY BAKERSFIELD, CA 93312 | CONTINENTAL AMERICAN INSURANCE COMPANY | $83 | — | $83 | 0.03% |
| SHANTELL CLARK3 | 2417 NOBLE AVENUE BAKERSFIELD, CA 93306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.02% |
| DEBRA HICKS3 | 5807 CLEAR VALLEY COURT BAKERSFIELD, CA 93313 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| JOSHUA BROGDON3 | 109 WEST JANE ST VALDOSTA, GA 31601 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$141 | — | -$141 | -0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,580 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,605 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 2,833 | $551K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 1,645 | $397K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,580 | $252K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,833 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.