| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | AETNA HEALTH OF CALIFORNIA INC. | $73K | — | $73K | 5.00% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | AETNA LIFE INSURANCE CO. | $26K | — | $26K | 5.35% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | KAISER FOUNDATION HEALTH PLANS INC. | $21K | — | $21K | 4.99% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 4.75% |
| BB&H BENEFIT DESIGNS3 Filed as: BB&H BENEFIT DESIGNS INSURANCE SERV | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | ANTHEM BLUE CROSS | $5K | — | $5K | 7.46% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | RELIANCE STANDARD LIFE INS. CO | $3K | — | $3K | 9.38% |
| BB&H BENEFIT DESIGNS3 Filed as: BB&H BENEFIT DESIGNS INS. SVC | 109 E. VICTORIA STREET SANTA BARBARA, CA 93101 | RELIANCE STANDARD LIFE INS. CO | $2K | — | $2K | 10.00% |
| GENE BISSINGER3 | 4077 SNOWGOOSE STREET SIMI VALLEY, CA 93065 | COLONIAL LIFE & ACCIDENT | $1K | — | $1K | 8.29% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | COLONIAL LIFE & ACCIDENT | $634 | — | $634 | 3.86% |
| JACK ALLEN NORRIS3 Filed as: JACK WU | 821 BURLINGTON ST FILLMORE, CA 93015 | COLONIAL LIFE & ACCIDENT | $104 | $64 | $168 | 1.02% |
| PHYLLIS ILENE SHALLMAN3 | 1121 UNIVERSITY BLVD W SILVERSPRING, MD 20902 | COLONIAL LIFE & ACCIDENT | $52 | — | $52 | 0.32% |
| SHANE G ROSS3 Filed as: SHANE ROSS | 8721 PREDERA CT RANCHO CUCAMONGA, CA 91730 | COLONIAL LIFE & ACCIDENT | $28 | $17 | $45 | 0.27% |
| HURTADO & ASSOCIATES LLC3 Filed as: HURTADO & ASSOCIATES | 13948 HALCOURT AVE NORWALK, CA 90650 | COLONIAL LIFE & ACCIDENT | $27 | — | $27 | 0.16% |
| NOEL HASERT3 | 23909 RUSTICO CT VALENCIA, CA 91354 | COLONIAL LIFE & ACCIDENT | $1 | $25 | $26 | 0.16% |
| RICHARD WILLIAM FRIEDMAN3 | 23927 RUSTICO CT SANTA CLARITA, CA 91354 | COLONIAL LIFE & ACCIDENT | $17 | — | $17 | 0.10% |
| DEBORAH ALEXAKOS3 | 1727 WEST GREENHEAD DR MERIDIAN, ID 83642 | COLONIAL LIFE & ACCIDENT | $13 | — | $13 | 0.08% |
| MICHAEL MINNEY3 | PO BOX 365 POWAY, CA 92074 | COLONIAL LIFE & ACCIDENT | $3 | — | $3 | 0.02% |
| HOLLERN & ASSOCIATES INCORPORATED3 Filed as: HOLLERN & ASSOCIATES INC | 11412 ROBBIA DRIVE LAS VEGAS, NV 89135 | COLONIAL LIFE & ACCIDENT | $3 | — | $3 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 311 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 311 | $491K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $208K |
| Vision | ANTHEM BLUE CROSS | 176 | $62K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 311 | $514K |
| Short-term disability | COLONIAL LIFE & ACCIDENT | 16 | $16K |
| Long-term disability | RELIANCE STANDARD LIFE INS. CO | 301 | $27K |
| Prescription drug | KAISER FOUNDATION HEALTH PLANS INC. | 96 | $414K |
| Other(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 311 | $512K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.