| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD SUITE 800 CONCORD, CA 94520 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE | $1K | — | $1K | 9.78% |
| JODIE BOHNER3 Filed as: JODIE J BOHNER | 42869 REVIS WAY COARSEGOLD, CA 93614 | AFLAC | $556 | — | $556 | 4.87% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 734004 CHICAGO, IL 60673 | AFLAC | $289 | — | $289 | 2.53% |
| REBECCA A ROBINSON3 | 7302 PORTALS AVE FRESNO, CA 93723 | AFLAC | $240 | — | $240 | 2.10% |
| ILIC-STONE INS SERVICES INC3 | 1285 W AVE STE 101 FRESNO, CA 93711 | AFLAC | $221 | — | $221 | 1.94% |
| MARISOL MENDOZA3 | 1285 W AVE STE 101 FRESNO, CA 93711 | AFLAC | $136 | — | $136 | 1.19% |
| ANGEL MICHELLE PANIAGUA3 Filed as: ANGEL MICHLLE PANIAGUA | 3845 E ASHLAN AVE FRESNO, CA 93726 | AFLAC | $105 | — | $105 | 0.92% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $83 | — | $83 | 0.73% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 500 N BRAND BLVD STE 100 GLENDALE, CA 91203 | AFLAC | $50 | — | $50 | 0.44% |
| DOUGLAS BUNTING3 Filed as: DOUGLAS LEE BUNTING | 5455 N MARTY AVE APT 118 FRESNO, CA 93711 | AFLAC | $22 | — | $22 | 0.19% |
| LORRIE ANN RODRIGUEZ3 | 6505 N CORNELIA AVE FRESNO, CA 93722 | AFLAC | $19 | — | $19 | 0.17% |
| MAGPIE CATTLE CO3 | 393 SKIDDER TRL TRUCKEE, CA 96161 | AFLAC | $12 | — | $12 | 0.11% |
| BRENDA S HAMILTON3 | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $9 | — | $9 | 0.08% |
| DENA JORDAN3 Filed as: DENA L JORDAN | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $5 | — | $5 | 0.04% |
| DOUGLAS E FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $4 | — | $4 | 0.04% |
| GARY LOWE3 | 13106 NANTUCKET PL BAKERSFIELD, CA 93314 | AFLAC | $4 | — | $4 | 0.04% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIR WOODLAND, CA 95695 | AFLAC | $3 | — | $3 | 0.03% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $2 | — | $2 | 0.02% |
| BOBBY F STREI3 | 10974 COUNTRYVIEW DR RANCHO CUCAMONGA, CA 91730 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE | 93 | $26K |
| Short-term disability | AFLAC | 24 | $11K |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE | 93 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 93 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.