| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JODIE BOHNER3 Filed as: JODIE J. BOHNER | 42869 REVIS WAY COARSEGOLD, CA 93614 | AFLAC | $1K | $22 | $1K | 7.42% |
| REBECCA A ROBINSON3 Filed as: REBECCA A. ROBINSON | 7302 W PORTALS AVE FRESNO, CA 93723 | AFLAC | $413 | $4 | $417 | 2.37% |
| ILIC-STONE INS SERVICES INC3 Filed as: ILIC-STONE INS SERVICES INC. | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $330 | $4 | $334 | 1.90% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE SUITE 310 BAKERSFIELD, CA 93309 | AFLAC | $182 | — | $182 | 1.03% |
| DOUGLAS BUNTING3 Filed as: DOUGLAS LEE BUNTING | 1285 W SHAW AVE SUITE 1010 FRESNO, CA 93711 | AFLAC | $67 | — | $67 | 0.38% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 505 N BRAND BLVD SUITE 600 GLENDALE, CA 93730 | AFLAC | $57 | — | $57 | 0.32% |
| MAGPIE CATTLE CO3 Filed as: MAGPIE CATTLE CO. | 869 E DATMOUTH DRIVE FRESNO, CA 93730 | AFLAC | $37 | — | $37 | 0.21% |
| LORRIE ANN RODRIGUEZ3 | 6505 N CORNELIA AVE FRESNO, CA 93730 | AFLAC | $19 | — | $19 | 0.11% |
| BRENDA S HAMILTON3 | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $19 | — | $19 | 0.11% |
| GARY LOWE3 | 13106 NATUCKET PLACE BAKERSFIELD, CA 95695 | AFLAC | $8 | — | $8 | 0.05% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIRCLE WOODLAND, CA 95695 | AFLAC | $6 | — | $6 | 0.03% |
| DENA JORDAN3 Filed as: DENA L JORDAN | 9300 HARRIES CORNERS PARKWAY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $5 | — | $5 | 0.03% |
| DOUGLAS E FOX3 Filed as: DOUGLAS E. FOX | 6836 THAYER LAKE DRIVE ALDEN, MI 49612 | AFLAC | $4 | — | $4 | 0.02% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST SUITE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $2 | — | $2 | 0.01% |
| BOBBY F STREI3 | 50 CALLE DE VIDA RANCHO SANTA MARGARITA, CA 92688 | AFLAC | $2 | — | $2 | 0.01% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 425 CALIFORNIA STREET SUITE 2400 SAN FRANCISCO, CA 94104 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $1K | — | $1K | 9.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | AFLAC | 131 | $29K |
| Short-term disability | AFLAC | 26 | $18K |
| Other(2 contracts, 2 carriers) | AFLAC | 131 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.