| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NUA GROUP LLC3 | 4100 REDWOOD ROAD 20A-506 OAKLAND, CA 94619 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 1.38% |
| NUA GROUP LLC3 | 4100 REDWOOD ROAD 20A-506 OAKLAND, CA 94619 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.34% |
| NUA GROUP LLC3 Filed as: NUA GROUP, LLC | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 94111 | DEAN HEALTH PLAN INC | $31K | — | $31K | 4.83% |
| NUA GROUP LLC3 | 4100 REDWOOD RD 20A-506 OAKLAND, CA 946192363 | KAISER FOUNDATION HEALTH PLAN INC | $21K | — | $21K | 4.87% |
| NUA GROUP LLC3 | 4100 REDWOOD RD 20A-506 OAKLAND, CA 946192363 | KAISER FOUNDATION HEALTH PLAN INC | $12K | — | $12K | 4.16% |
| NUA GROUP LLC3 | 201 CALIFORNIA STREET SUITE 300 SAN FRANCISCO, CA 94111 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $9K | — | $9K | 6.17% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.43% |
| NUA GROUP LLC3 | 4100 REDWOOD ROAD 20A-506 OAKLAND, CA 94619 | ARAG INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 700 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 709 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 145 | $1.5M |
| Dental | AETNA LIFE INSURANCE COMPANY | 283 | $90K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 933 | $800K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 933 | $800K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 933 | $800K |
| Prescription drug(4 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 145 | $1.5M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 933 | $823K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 933 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.