| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NUA GROUP LLC3 Filed as: NUA GROUP, LLC | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 94111 | DEAN HEALTH PLAN INC | $25K | — | $25K | 4.96% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 94111 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 0.37% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 941115036 | KAISER FOUNDATION HEALTH PLAN INC | $19K | — | $19K | 4.62% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST SUITE 300 SAN FRANCISCO, CA 94111 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $10K | — | $10K | 3.85% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 941115036 | KAISER FOUNDATION HEALTH PLAN INC | $11K | — | $11K | 5.05% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | $9K | — | $9K | 5.77% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.31% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 94111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 9.34% |
| RSC INSURANCE BROKERAGE INC3 | 1400 ROCKY RIDGE DRIVE STE 280 ROSEVILLE, CA 95661 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.83% |
| NUA GROUP LLC3 | 201 CALIFORNIA ST STE 300 SAN FRANCISCO, CA 94111 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 725 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 731 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | DEAN HEALTH PLAN INC | 229 | $1.4M |
| Dental | AETNA LIFE INSURANCE COMPANY | 197 | $54K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 952 | $584K |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 952 | $584K |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 952 | $584K |
| Prescription drug(4 contracts, 3 carriers) | DEAN HEALTH PLAN INC | 127 | $1.4M |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 952 | $647K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.