| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1900 MACCARTHUR BLVD PENTHOUSE SUITE IRVINE, CA 92612 | AETNA LIFE INSURANCE COMPANY | $22K | — | $22K | 2.05% |
| ANN MICHELLE ALESSANDRI3 | 1410 N ROOSEVELT AVE FRESNO, CA 93728 | AFLAC | $770 | $63 | $833 | 4.26% |
| LORELEI A ZENTMYER3 Filed as: LORELEI A. ZENTMYER | 750 W ALLUVIAL AVE APT 1066 CLOVIS, CA 93611 | AFLAC | $468 | — | $468 | 2.39% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 734004 CHICAGO, IL 60673 | AFLAC | $468 | — | $468 | 2.39% |
| ILIC-STONE INS SERVICES INC3 Filed as: ILIC-STONE INS SERVICES INC. | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $425 | $13 | $438 | 2.24% |
| MARISOL MENDOZA3 | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $355 | $13 | $368 | 1.88% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE SUITE 310 BAKERSFIELD, CA 93309 | AFLAC | $366 | — | $366 | 1.87% |
| JOHNANNA S HAAS3 | 7602 N LEANARD AVE CLOVIS, CA 93619 | AFLAC | $206 | — | $206 | 1.05% |
| JOHN L WENDER INSURANCE SERVICES3 Filed as: JOHN ZENTMYER | 750 W ALLUVIAL AVE APT 1066 CLOVIS, CA 93611 | AFLAC | $53 | — | $53 | 0.27% |
| GARY LOWE3 | 13106 NANTUCKET PLACE BAKERSFIELD, CA 93314 | AFLAC | $42 | — | $42 | 0.21% |
| AMANDA MARTINEZ3 | 1285 W SHAW AVE SUITE 101 FRASNO, CA 93711 | AFLAC | $29 | — | $29 | 0.15% |
| RHONDA V PHILLIPS3 | 1334 W DAYTON AVE FRESNO, CA 93711 | AFLAC | $26 | — | $26 | 0.13% |
| D BREDESON INSURANCE SERVICES INC3 | 19043 META ROAD CORNELIUS, NC 28031 | AFLAC | $22 | — | $22 | 0.11% |
| REBECCA A ROBINSON3 Filed as: REBECCA ROBINSON | 7302 W PORTAL AVE FRESNO, CA 93723 | AFLAC | $16 | — | $16 | 0.08% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIRCLE WOODLAND, CA 95695 | AFLAC | $15 | — | $15 | 0.08% |
| DEANA WELCH3 | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $14 | — | $14 | 0.07% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $10 | — | $10 | 0.05% |
| SIERRA N KIRSHY3 | 348 DIAMOND OAKS ROAD ROSEVILLE, CA 95678 | AFLAC | $7 | — | $7 | 0.04% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST SUITE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $5 | — | $5 | 0.03% |
| KIMBERLY L SCHMALL3 | 9925 N GRANVILLE AVE FRESNO, CA 93720 | AFLAC | $2 | — | $2 | 0.01% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS ROAD SUITE 800 CONCORD, CA 94520 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 8.46% |
| ANN MICHELLE ALESSANDRI3 | 1410 N ROOSEVELT AVE FRASNO, CA 93728 | AFLAC | $689 | $67 | $756 | 4.94% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | P.O. BOX 734004 CHICAGO, IL 60673 | AFLAC | $504 | — | $504 | 3.30% |
| MARISOL MENDOZA3 | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $339 | $13 | $352 | 2.30% |
| JOHANNA S HASS AND OTHER AGENTS3 Filed as: JOHANNA S HAAS | 7602 N LEONARD AVE CLOVIS, CA 93619 | AFLAC | $345 | — | $345 | 2.26% |
| ILIC-STONE INS SERVICES INC3 Filed as: ILIC STONE INS SERVICES INC. | 1285 W SHAW AVE SUITE 1010 FRESNO, CA 93711 | AFLAC | $325 | $13 | $338 | 2.21% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE SUITE 310 BAKERSFIELD, CA 93309 | AFLAC | $148 | — | $148 | 0.97% |
| LORELEI A ZENTMYER3 Filed as: LORELEI A ZENTMEYER | 750 W ALLUVIAL AVE APT 1066 CLOVIS, CA 93611 | AFLAC | $83 | — | $83 | 0.54% |
| REBECCA A ROBINSON3 | 7302 W PORTALS AVE FRESNO, CA 93723 | AFLAC | $74 | — | $74 | 0.48% |
| D BRESESON INSURANCE SERVICES INC.3 | 19043 META ROAD CORNELIUS, NC 28031 | AFLAC | $24 | — | $24 | 0.16% |
| AMANDA MARTINEZ3 | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $24 | — | $24 | 0.16% |
| KIMBERLY L SCHMALL3 | 9925 N GRANVILLE AVE FRESNO, CA 93720 | AFLAC | $20 | — | $20 | 0.13% |
| RHONDA V PHILLIPS3 | 1334 W DAYTON AVE FRESNO, CA 93705 | AFLAC | $18 | — | $18 | 0.12% |
| DEANA WELCH3 | 1285 W SHAW AVE SUITE 101 FRESNO, CA 93711 | AFLAC | $7 | — | $7 | 0.05% |
| GARY LOWE3 | 13106 NANTUCKET PLACE BAKERSFIELD, CA 93314 | AFLAC | $7 | — | $7 | 0.05% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST SUITE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $6 | — | $6 | 0.04% |
| SIERRA N KIRSHY3 | 348 DIAMOND OAKS ROAD ROSEVILLE, CA 95678 | AFLAC | $6 | — | $6 | 0.04% |
| ANA PATRICIA ARRIAGA3 Filed as: ANA PATRICIA ARRIAGO | 980 ARLINGTON CIRCLE WOODLAND, CA 95695 | AFLAC | $4 | — | $4 | 0.03% |
| BRENDA S HAMILTON3 | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $1 | — | $1 | 0.01% |
| THE HOLDING GROUP4 | 2140 CARAVELLE COURT LINCOLN, CA 95648 | PRE-PAID LEGAL SERVICES DBA LEGALSHIELD | $48 | — | $48 | 6.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 219 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 223 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Dental | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Vision | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 122 | $20K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 219 | $1.1M |
| Other(4 contracts, 3 carriers) | AFLAC | 122 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.