Welfare broker

JOHN L WENDER INSURANCE SERVICES

Mailing address (most recent filing)

635 BARSTOW AVE 13

CLOVIS, CA 93612

Total comp: $186K
Commissions: $186K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JOHN L WENDER INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$4.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$4.3M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN L WENDER INSURANCE SERVICES's plans by broker comp / premium ratio. Median 4.24% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN L WENDER INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN L WENDER INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUN-MAID GROWERS OF CALIFORNIA SUN-MAID GROWERS OF CALIFORNIA HEALTH AND WELFARE PLAN FOR ADMINISTRATIVE EMPLOYEES	CA	$4.3M	$182K	UNITED HEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITED HEALTHCARE INSURANCE COMPANY

$4.3M

100.0%

State

Plans

Premium

State share

Index

$4.3M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

SUN-MAID GROWERS OF CALIFORNIA

SUN-MAID GROWERS OF CALIFORNIA HEALTH AND WELFARE PLAN FOR ADMINISTRATIVE EMPLOYEES

$4.3M

$182K

UNITED HEALTHCARE INSURANCE COMPANY