| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | UNITEDHEALTHCARE INSURANCE COMPANY | $38K | $941K | $979K | 2.04% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $391K | — | $391K | 5.89% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $132K | $132K | 2.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IN 606949000 | BLUECROSS BLUESHIELD OF TEXAS | $101K | $10K | $111K | 2.15% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | AETNA LIFE INSURANCE CO. | $38K | — | $38K | 2.97% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | DELTA DENTAL INSURANCE COMPANY | $34K | — | $34K | 3.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $49K | — | $49K | 5.30% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $79 | $23K | 3.29% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $11K | — | $11K | 1.84% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHIAGO, IL 606949000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $13K | — | $13K | 2.98% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | VISION SERVICE PLAN | $12K | — | $12K | 5.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $8K | — | $8K | 5.12% |
| TERRY HAVENS3 | P.O. BOX 22318 LEXINGTON, KY 40522 | EYEMED VISION CARE | $6K | — | $6K | 3.82% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | ALPHA DENTAL PROGRAMS, INC. | $3K | — | $3K | 3.00% |
| AON CONSULTING INC3 Filed as: HEWITT INUSRANCE BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 2.04% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - HOUSTON | 29840 NETWORK PLACE CHICAGO, IL 606731298 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 13.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DE INC | LOCKBOX #28852 PO BOX 28852 NEW YORK, NY 10087 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15 | — | $15 | 0.02% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $3K | — | $3K | 5.16% |
| TERRY HAVENS3 | P.O. BOX 22318 LEXINGTON, KY 40522 | EYEMED VISION CARE | $2K | — | $2K | 3.90% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC. | $953 | — | $953 | 1.94% |
| AON CONSULTING INC3 Filed as: AON | 555 SAN FELIPE SUITE 1500 HOUSTON, TX 77056 | ZURICH AMERICAN INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | UPMC HEALTH OPTIONS | $684 | — | $684 | 1.72% |
| HEWITT INSURANCE BROKERAGE LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, ID 60069 | GEISINGER QUALITY OPTIONS, INC. | $1K | $23 | $1K | 3.90% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | DBA HEWITT OF IL INS AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $598 | — | $598 | 1.94% |
| AON CONSULTING INC3 Filed as: AON | 5555 SAN FELIPE SUITE 1500 HOUSTON, TX 77056 | ZURICH AMERICAN INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $979 | — | $979 | 4.90% |
| TERRY HAVENS3 | P.O. BOX 22318 LEXINGTON, KY 40522 | EYEMED VISION CARE | $763 | — | $763 | 3.82% |
| AON CONSULTING INC3 Filed as: AON HEWITT - HOUSTON TX | 1330 POST OAK BLVD. STE. 900 HOUSTON, TX 77056 | LLOYDS | $2K | — | $2K | 10.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $241 | — | $241 | 3.64% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED VISION CARE | $251 | — | $251 | 4.00% |
| TERRY HAVENS3 | P.O. BOX 22318 LEXINGTON, KY 40522 | EYEMED VISION CARE | $136 | — | $136 | 2.17% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, ID 60694 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $88 | — | $88 | 1.82% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, ID 606949000 | HEALTH NET | $50 | — | $50 | 2.00% |
| AON CONSULTING INC3 Filed as: AON HEWITT - HOUSTON TX | 1330 POST OAK BLVD. STE. 900 HOUSTON, TX 77056 | LLOYDS | $193 | — | $193 | 10.02% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $17 | — | $17 | 2.91% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $13 | — | $13 | 3.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 79 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 11 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 9,669 | $85.1M |
| Dental(9 contracts, 9 carriers) | AETNA LIFE INSURANCE CO. | 4,038 | $4.6M |
| Vision(5 contracts, 2 carriers) | VISION SERVICE PLAN | 1,110 | $487K |
| Life insurance | AETNA LIFE INSURANCE CO. | 7,852 | $6.6M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 7,852 | $6.6M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 7,852 | $6.6M |
| Other(8 contracts, 6 carriers) | AETNA LIFE INSURANCE CO. | 8,865 | $7.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,669 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.