| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | — | $106K | $106K | 4.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. STE 2500 HOUSTON, TX 77056 | CIGNA HEALTH AND LIFE INSURANCE COMPANY & AFFILIATES (CIGNA) | — | $31K | $31K | 4.00% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. FL 25TH HOUSTON, TX 77056 | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | $14K | — | $14K | 10.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD. FL 25TH HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $1K | $14K | 16.51% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD. FL 25TH HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | $938 | $9K | 16.86% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD. FL 25TH HOUSTON, TX 77056 | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 10.43% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 911892189 | VISION SERVICE PLAN | $866 | — | $866 | 3.64% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD FL 25TH HOUSTON, TX 770565705 | VISION SERVICE PLAN | $371 | — | $371 | 1.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD. FL 25TH HOUSTON, TX 77056 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $138 | $2K | 16.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 173 | $3.4M |
| Dental(2 contracts) | FIRST CONTINENTAL LIFE AND ACCIDENT INSURANCE COMPANY | 153 | $175K |
| Vision | VISION SERVICE PLAN | 210 | $24K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 248 | $86K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 230 | $51K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 248 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 248 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.